Our second home visa indonesia intelligence desk exists for one job: read the original immigration regulations, translate them into plain language, and date-stamp every number so you know exactly what is official, what is estimated, and what has changed.
This page is about Second Home Visa Indonesia itself: who we are, how we work, what we do (and do not) offer, and how we keep our coverage on deposits, eligibility, work limits, and tax grounded in PP 48/2021 and DGI Circular IMI‑0740.GR.01.01/2022 — not marketing copy.
About Second Home Visa Indonesia: who we are (and who we are not)
Second Home Visa Indonesia (secondhomevisaindonesia.com) is an independent editorial and research project focused on Indonesia’s long-stay “Second Home” framework. We track the visa itself, the related stay permits, and their interaction with immigration, tax, and investment rules.
We are not:
- the Government of Indonesia,
- the Directorate General of Immigration (Direktorat Jenderal Imigrasi / DGI), or
- a law firm, tax firm, or licensed immigration agency.
We publish information, not personal legal or tax advice. For execution (submitting an application, structuring investments, or tax filings) we refer readers to vetted partners and always recommend you get qualified professional advice for your specific situation.
Our method: regulation-sourced, number-first, date-stamped
Everything we publish on deposits, minimum durations, permissible activities, and tax interaction is built from primary sources and clearly labelled where interpretation enters.
Primary sources we read (and cite)
- PP 48/2021 – Peraturan Pemerintah No. 48 Tahun 2021 on Third-Party Immigration Services and other implementing rules connected to Indonesia’s immigration framework. This is part of the backbone for the visa index structure and how long-stay facilities are organised.
- DGI Circular IMI‑0740.GR.01.01/2022 – the core Circular from the Directorate General of Immigration that introduced the “Second Home” facility. It sets out, among other things:
- the deposit requirement of IDR 2,000,000,000 or equivalent (last verified June 2026), and
- the types of applicants and general documentation framework.
- Visa index classifications – the Kode Visa / Izin Tinggal references where the Second Home Visa and subsequent stay permit sit alongside investor, retiree, and work-linked visas.
Where we quote, we reference the regulation (for example: “as set out in IMI‑0740.GR.01.01/2022”). Where we summarise, we make that clear.
Numbers and assumptions: how we label them
- Official figures (for example “IDR 2,000,000,000”) are:
- traced to a regulation or Circular, and
- tagged “last verified June 2026” so you can see how recent the check was.
- Exchange rate examples are presented as ranges and always caveated as estimates:
- Example: IDR 2,000,000,000 ≈ USD 120,000–130,000 (last verified June 2026, range based on recent market rates; your bank or card provider may use a different rate and fees).
- Fee ranges and agent costs – where we quote fees for professional assistance or bank products, we give a range, flag it as “market estimate, last verified June 2026”, and recommend you confirm current numbers directly with the provider.
- [VERIFY] tags appear where:
- a new Circular or local practice appears to have changed, but the underlying regulation is not yet updated, or
- we are still confirming with multiple professional sources.
Key Second Home facts we track
- Deposit requirement
- IDR 2,000,000,000 (two billion rupiah) or equivalent, as per IMI‑0740.GR.01.01/2022 (last verified June 2026). The Circular frames this as a placement in an Indonesian state-owned bank or as proof of property ownership meeting an equivalent valuation. [VERIFY latest bank/property practices with a professional before proceeding.]
- Indicative USD equivalent
- IDR 2,000,000,000 ≈ USD 120,000–130,000 (last verified June 2026, FX range only).
- Stay durations
- The Circular and visa index structure provide for multi‑year stays (for example 5–10 years) tied to the Second Home facility. Exact duration and renewability can shift with updated technical guidance; always confirm the specific index and period with a specialist at the moment you apply. [VERIFY]
- Work rights
- No right to work as an employee in Indonesia. The Second Home framework is designed for long-stay non‑working residents. Any income‑generating activity in Indonesia normally requires a separate work‑authorising visa/permit.
- Tax residency
- Indonesia generally treats individuals present more than 183 days in any 12‑month period as tax residents. A Second Home stay of multiple years can therefore create Indonesian tax residency, with worldwide or territorial taxation consequences depending on current rules and any transitional facilities. This sits in tax law, not in IMI‑0740.GR.01.01/2022 itself.
These core facts run through all our visa guides and comparison pieces; they are the anchor for our second home visa indonesia intelligence approach.
Deposit, eligibility, work limits, and tax: what we cover (information, not advice)
Our readers typically care about four things: how much must sit onshore (deposit), who qualifies (eligibility), what they can and cannot do (work limits), and how Indonesian tax will treat their global affairs. We cover each from the regulation “up”.
Deposit: IDR 2 billion and its formats
IMI‑0740.GR.01.01/2022 introduced a headline requirement: a IDR 2,000,000,000 (two billion rupiah) deposit or equivalent (last verified June 2026). The Circular frames this as a proof‑of‑funds condition linked either to:
- a placement with an Indonesian state‑owned bank (bank BUMN), or
- ownership of property in Indonesia meeting the valuation threshold, subject to separate property and land‑use rules. [VERIFY practical implementation and local practice with an Indonesian notary and immigration specialist.]
Two practical points we make clear in our editorial content:
- The IDR figure is regulatory. The USD (or other currency) equivalent is always indicative and moves with FX markets.
- Deposit products and property solutions are commercial. Banks may offer special deposit accounts; developers may market “Second Home compliant” properties. We describe the regulatory requirement; we do not endorse specific products.
Our role is to explain what IMI‑0740.GR.01.01/2022 actually says, where discretion appears to exist, and what a reasonable checklist looks like before you wire funds or sign a purchase agreement. We always recommend a written, current confirmation from the executing agency or bank before placing deposits that large.
Eligibility: who the Second Home facility is designed for
The Circular and visa index structure outline a profile of applicant rather than a target “persona” in the marketing sense. The Second Home framework is designed for:
- Non‑Indonesian citizens with significant assets,
- willing to place or document assets onshore at the IDR 2,000,000,000 level, and
- intending to reside in Indonesia on a multi‑year basis without engaging in local employment.
Our editorial work breaks eligibility into components:
- Identity and citizenship – valid passport, nationality checks under the visa index list.
- Financial capacity – deposit or qualifying property documentation, and where required, proof of origin of funds reflecting Indonesia’s anti‑money‑laundering (AML) framework.
- Background – criminal record declarations and any security-list screening that attaches to long‑stay visas.
We flag that the Circular grants the DGI and overseas missions discretion in borderline cases. Published regulations cannot guarantee outcomes. No agent, bank, nor we as an editorial desk can promise approval.
Application mechanics: from overseas mission to stay permit
IMI‑0740.GR.01.01/2022 positions the Second Home facility within the broader online visa and stay‑permit system. In practice this has meant:
- application data and documents lodged via Indonesia’s online immigration system, often with assistance from a local sponsor or licensed agent, then
- visa issuance by an overseas mission or electronically, followed by
- conversion into a stay permit once in Indonesia (under the related “Izin Tinggal” index).
Our guides walk through this sequencing so you know which step is immigration, which step may involve bank or property documentation, and where timing gaps or policy changes most often appear. We do not run applications ourselves; for that we connect readers with vetted professionals who live inside the system daily.
If you want a structured, regulation‑based conversation about timing, deposits, and risks before you speak to an agent, you can plan your trip with our help; we coordinate via email or WhatsApp and then hand off execution to a licensed partner if you choose to proceed.
Work limits: honest “no work rights” message
The Second Home framework is a non‑working long‑stay facility. The key points we emphasise:
- It does not provide a right to work as an employee in Indonesia.
- Running or managing a business onshore, drawing a local salary, or holding roles normally associated with a KITAS kerja (work stay permit) will usually require a separate visa/permit under the work‑linked indices.
- Remote work for overseas clients/employers is conceptually different, but Indonesia has not issued exhaustive, binding guidance on the Second Home category’s treatment of remote income. This area lives at the intersection of immigration and tax, and is where we add [VERIFY] and urge personalised advice.
We write this plainly because “soft marketing” around Second Home sometimes implies flexible work rights that are not stated in IMI‑0740.GR.01.01/2022 or PP 48/2021. If you plan to earn in Indonesia or hold positions in local entities, you need a specific work strategy, not only a Second Home stay.
Tax: Indonesian residency and global implications
Tax rules sit in their own laws and implementing regulations, not in IMI‑0740.GR.01.01/2022. Still, the length of stay that Second Home allows interacts strongly with tax status:
- Indonesia’s general rule is that an individual present more than 183 days in any 12‑month period becomes a tax resident.
- A multi‑year Second Home stay is therefore highly likely to make you an Indonesian tax resident unless you break your days or qualify for a specific transitional facility.
- Tax residency can expose your foreign income, gains, and assets to Indonesian tax, depending on current law, bilateral tax treaties, and any special programs.
Our role is to flag the interaction points and list the right questions to ask a licensed Indonesian tax adviser: timing of arrival, sourcing rules, reporting thresholds (for example SPT annual filing), and how bank deposits or property ownership are viewed for tax purposes.
We will never tell you “you will not pay Indonesian tax” or “this visa is tax free”; such statements would go beyond the regulations and your specific facts.
Editorial desk: who actually writes this
Second Home Visa Indonesia is written and curated by a small specialist desk. We publish under role‑based personas rather than influencer‑style bios; our aim is clarity, not personality.
1. Ardhana Kusumo – Lead Analyst, Long‑Stay Residency Policy
Focus: reading PP 48/2021, IMI‑0740.GR.01.01/2022, and related Circulairs line by line; mapping the Second Home facility against investor, retiree, and work‑linked indexes; flagging where immigration and tax frameworks collide.
Output: long‑form explainers on deposits, permitted activities, stay durations, and renewal risk; technical comparison tables between visa types for serious planners.
2. “Rani” – Field Editor, Agent & Bank Practice
Focus: how the written rules play out in real applications — bank deposit letters, property documentation, local immigration office practice, and changes in the online visa system.
Output: short practice notes with [VERIFY] tags where she is still triangulating between multiple licensed agents or bank officers; warnings where marketing promises diverge from Circular text.
3. “Daniel” – Tax & Cross‑Border Coordination Editor
Focus: how long‑stay immigration facilities (including Second Home) expose applicants to Indonesian personal tax, reporting, and information exchange under global frameworks.
Output: checklists of questions to ask your tax adviser, scenario outlines for common country pairings, and clear reminders that our work is information, not personalised advice.
All three editors share a few rules: no hype, no promises of approval, no re‑phrasing marketing brochures as if they were law. Person‑level schema on the site links only to our own pages (sameAs to internal profiles), not to social media.
Funding, independence, and partners
This project costs real time and money to run. Researching PP 48/2021, following new Circulars, and testing what banks and immigration offices are actually doing in mid‑2026 is not a hobby‑scale effort.
We keep the model simple:
- We do not sell visa “packages” directly.
- We maintain a short list of vetted professional partners — licensed immigration agents, Indonesian notaries, and tax advisers — who work day‑to‑day with Second Home cases and adjacent visas.
- If you choose to move ahead with one of those partners after finding them through us, no one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.
This keeps our incentives clear: write the clearest, most accurate independent second home visa guide we can, then match readers who want execution to people qualified to provide it.
How to use this site (and where to go next)
The right way to use Second Home Visa Indonesia is as an intelligence layer, not as your only source of action.
- Read the regulation‑sourced pages on deposits, eligibility, work limits, and tax. Note the dates and any [VERIFY] tags.
- Make your own list of questions — especially about funds origin, remote work, property choices, and tax residency.
- Contact professionals — either through your own network or via our vetted partners — and ask those questions directly.
- Re‑check key numbers (deposits, fees, tax thresholds) close to the date you intend to apply; regulations can and do change.
If you want help shaping that question list and connecting it to what PP 48/2021 and IMI‑0740.GR.01.01/2022 actually say, you can plan your trip with us. We coordinate via email and WhatsApp, share structured notes, and then step back once you have a professional adviser in place.
Quick comparison: Second Home vs. other long‑stay options
To keep expectations realistic, we often summarise Second Home against other frameworks in Indonesia’s visa index. The exact details change over time, but the broad contrasts help you ask the right questions.
| Feature | Second Home facility | Investor / business stay | Retiree stay |
|---|---|---|---|
| Core law / Circular | IMI‑0740.GR.01.01/2022 + visa index | PP 48/2021 framework + specific investor regulations | Separate Circulars for retirement visas |
| Typical stay duration | Multi‑year (eg 5–10 years) [VERIFY current indexes] | 1–5 years, depending on investment and index | 1 year, renewable (historical pattern; [VERIFY current rules]) |
| Headline financial requirement | IDR 2,000,000,000 deposit/property (last verified June 2026) | Investment in company or project per investor rules (varies, can exceed IDR 10,000,000,000 for some structures) | Monthly income / savings thresholds, lower than Second Home but with age limits |
| Right to work as employee | No | Generally yes, within company/investor framework and with proper work permits | No |
| Typical user profile | Asset‑rich, non‑working long‑stay residents | Active investors, founders, senior staff | Older long‑stay residents on passive income |
These are not legal definitions, just orientation. Always discuss your actual plan — living quietly, working remotely, building a local business, or fully retiring — with a specialist who can position you in the right index.
Contact: how to reach the desk
If you have a question about something you read on this site, think we have mis‑read a regulation, or want to sanity‑check an agent or bank proposal against what PP 48/2021 and IMI‑0740.GR.01.01/2022 actually say, you can reach us here:
- Contact form and email for detailed, document‑linked questions.
- WhatsApp (via the same page) for scheduling a call or sharing quick clarifications before you talk to a professional adviser.
We cannot review your entire personal situation or represent you before immigration authorities, but we can usually help you phrase sharper questions and avoid relying on undocumented promises.
FAQs
Are you part of the Indonesian government or the Directorate General of Immigration?
No. We are an independent editorial and research project. We are not the Government of Indonesia, not the Directorate General of Immigration (DGI), and have no authority to approve or reject visas. We read and interpret official regulations and Circulars; only Indonesian authorities can grant or refuse applications.
Are you lawyers or licensed immigration consultants?
No. We are not a law firm, tax firm, or licensed immigration agency. We provide information based on published regulations such as PP 48/2021 and IMI‑0740.GR.01.01/2022, but we do not give personalised legal or tax advice and we do not lodge applications. For that you must work with qualified professionals.
How are you funded?
We research and publish independently. We maintain a small network of vetted professional partners; if you proceed with one of them after finding them through us, no one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.
Can you guarantee my Second Home Visa will be approved?
No. No responsible party can guarantee approval. Final decisions rest with Indonesian immigration authorities, who apply regulations and exercise discretion. Our role is to help you understand what the rules say, highlight risks, and suggest questions for your professional advisers.
Does the Second Home Visa allow me to work in Indonesia?
No. The Second Home framework is intended for non‑working long‑stay residents. It does not grant the right to work as an employee in Indonesia. Any income‑generating activity in Indonesia normally requires a separate visa and work authorisation. For remote work and cross‑border tax questions, you should consult a specialist.