Information, not advice: Second Home Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. The Second Home Visa is a non-working visa; the IDR 2 billion deposit is IDR-set and FX-exposed, rules change by regulation, and figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.
The bali second home visa is Indonesia’s national Second Home Visa used by long-stayers who want to live in Bali for 5–10 years without working in Indonesia. It is a limited-stay and stay-permit package (ITAS + KITAS) for foreigners who can show a large financial buffer and commit to using Indonesia, including Bali, as a long-term base.
What is the Bali Second Home Visa, exactly?
Formally, the Second Home Visa is defined in Government Regulation (PP) 48/2021 on immigration and implemented for “Second Home” in the Directorate General of Immigration Circular IMI-0740.GR.01.01/2022. It is available nationwide, but most applicants use it to live in areas like Bali, Jakarta, and Lombok.
The visa gives you:
- A multiple-entry limited stay permit (ITAS) for 5 or 10 years (duration chosen and paid for up front) – last verified June 2026.
- The right to live in Indonesia continuously during that period, as long as you comply with immigration and tax rules.
- The option to live anywhere in Indonesia, including Bali, as your main base or “second home”.
What it does not give you:
- No right to take up employment in Indonesia (no local payroll job, no acting as company director with signatory powers unless you separately hold the correct work permit).
- No automatic tax exemption – tax status is determined by residency rules, not by your visa label.
This page focuses on how the Second Home Visa works in practice for Bali long-stayers: deposit, eligibility, work limits, tax expectations and where people actually live.
Key facts: Bali Second Home Visa at a glance
- Legal basis
- PP 48/2021 and DGI Circular IMI-0740.GR.01.01/2022 (Second Home implementation).
- Who it suits
- Financially secure retirees, semi-retired professionals, digital asset holders and families who do not need to work in Indonesia.
- Deposit amount
- IDR 2,000,000,000 (about USD 120–130k depending on FX; last verified June 2026) in an Indonesian bank under your name, or proof of luxury property ownership – see below.
- Stay length
- 5 or 10 years, chosen at application (last verified June 2026).
- Work rights
- None. No employment or income-generating activity in Indonesia; remote work for foreign clients is a grey area – see “Work limits”.
- Family
- Spouse and children can usually join as dependants on their own Second Home ITAS linked to yours.
- Where to apply
- Mostly online via the DGI system, but Bali offices (Denpasar, Ngurah Rai) handle in-country processes and reporting.
Bali Second Home Visa requirements (who actually qualifies)
The core bali second home visa requirements are set nationally. Bali does not have its own variant – you are applying for the same Second Home Visa everyone else uses, then choosing Bali as your place to live.
1. Eligible applicants (profile, not marketing)
Regulations do not specify age, profession or nationality bands, but based on PP 48/2021, the Circular, and practical experience (last verified June 2026), successful applicants usually look like this:
- Mid-career to retirees: typically 35+ with accumulated savings, but younger applicants with strong financial proof are possible.
- Location-independent earners: investors, business owners abroad, remote professionals with non-Indonesian clients.
- Families who want their kids to attend Bali schools while one or both parents work remotely for foreign entities.
- Property owners who already hold a luxury property in Indonesia under eligible title (see below).
There is no official minimum income stated, but you must prove the deposit or property ownership and show that you can support yourself without working in Indonesia.
2. The Second Home Visa Bali deposit requirement
The most-discussed part of the second home visa bali deposit is the number on the regulation:
- IDR 2,000,000,000 (two billion rupiah), last verified June 2026.
This figure comes directly from DGI Circular IMI-0740.GR.01.01/2022. Using a broad, rounded FX range (rates change daily; you must check your bank’s rate on your transfer day) this is roughly:
- ≈ USD 120,000–130,000
- ≈ EUR 110,000–120,000
- ≈ AUD 180,000–200,000
Two ways to meet this requirement, as per current rules (last verified June 2026):
- Cash deposit route – place IDR 2bn in an Indonesian bank under your own name.
- Property route – show proof of ownership of “luxury” residential property in Indonesia at or above a regulated minimum value ([VERIFY] exact current thresholds and locations; these have changed since early drafts).
Which banks in Bali accept the Second Home deposit?
The Circular does not list specific banks. In practice, applicants have used:
- Major Indonesian banks with branches in Bali (for example, large state-owned and privately-owned national banks).
- Foreign-bank branches that operate in Indonesia and issue the required balance certificates.
Patterns we see (last verified June 2026):
- Denpasar and Kuta/Seminyak branches are the most experienced with Second Home deposit letters.
- Banks will usually ask for your passport, NPWP if you have one, proof of address, and sometimes your preliminary immigration documents.
- Some banks are stricter on source-of-funds questions and compliance checks; allow time.
Important: You should confirm with your chosen bank in Bali that they understand the “Second Home Visa” deposit certificate format required by Immigration, and that they will issue a letter on official letterhead in Bahasa Indonesia.
Is the IDR 2bn deposit locked?
The Circular requires you to show and maintain the deposit or property ownership. How “locked” the funds are in practice is not described in detail in the text of IMI-0740.GR.01.01/2022. Practices reported by applicants, and comments from banks and immigration officers, vary. You should treat the IDR 2bn as money you do not plan to actively trade or spend during your stay. If the deposit falls below the threshold and this is picked up at renewal or inspection, you risk problems with your status.
How the Second Home Visa works for Bali long-stayers
Bali is the most popular location for Second Home holders. The national rules are the same, but some practicalities are Bali-specific: which office you deal with, how you handle the deposit, and the realities of long-term life on the island.
Bali immigration offices that matter
For most second home visa bali applicants, these offices are relevant (last verified June 2026):
- Kantor Imigrasi Kelas I TPI Denpasar – handles many Bali-based limited-stay permit issues.
- Kantor Imigrasi Kelas I Khusus Ngurah Rai – at the airport area; relevant for certain arrivals, conversions and reporting.
- Regional Office (Kanwil) Bali – handles appeals/escalations, policy interpretations.
Your online application is processed via the national Directorate General of Immigration platform. These local offices are involved for:
- Biometrics (photo, fingerprints) for your KITAS card.
- Address reporting and changes.
- Extensions or status changes.
Bali vs other regions: is there any advantage?
Regulations do not give Bali any special discount, priority, or unique “Second Home Bali” variant. Differences are practical:
- High volume: officers in Bali see more long-stay foreigners, so they are often more familiar with Second Home processing.
- Housing options: more villas and long-stay rentals that understand KITAS documentation.
- Community infrastructure: international schools, co-working spaces, medical clinics with English-speaking staff.
Application process for the Bali Second Home Visa
This is information, not advice. Processes change frequently, and Immigration may adjust documentation requirements without updating English-language pages immediately.
Step-by-step outline (last verified June 2026)
- Decide your route: cash deposit or property ownership.
- Open an Indonesian bank account and transfer funds if you are using the deposit route.
- Obtain a bank balance certificate in Bahasa Indonesia showing at least IDR 2bn under your name, or certified property ownership documents.
- Prepare core documents:
- Passport with adequate validity (usually ≥36 months; [VERIFY] current requirement).
- Recent photographs as per specification.
- Statement of commitment to reside in Indonesia as a Second Home holder.
- Proof of financial support (beyond the deposit, if requested).
- Marriage certificate / birth certificates for dependants, if applicable, translated and legalised as required.
- Submit online application via the official DGI system, selecting the Second Home option and desired duration (5 or 10 years).
- Pay the official immigration fees for the chosen duration; these are published by DGI and updated periodically ([VERIFY] current tariff list, last checked June 2026).
- Receive your e-visa approval (eVisa) by email if approved.
- Travel to Bali using the e-visa and complete post-arrival processing at the relevant Bali immigration office (biometrics, KITAS card issuance).
Processing times and uncertainty
- Published processing times are targets, not guarantees.
- Backlogs can occur in peak seasons in Bali.
- No agent, lawyer, or “connection” can guarantee approval – decisions rest with Immigration.
If you want help mapping this onto your specific timing, you can plan your trip with us; we can connect you with vetted Bali-based visa partners via email or WhatsApp for execution.
Can you work on a Bali Second Home Visa? (Honest answer)
This is where marketing pages often blur things. The short, regulation-anchored answer:
- The Second Home Visa is not a work visa.
- PP 48/2021 and the Second Home Circular categorise it as a stay permit for non-working foreigners who have specific financial capacity.
Explicit “no”s
On a Second Home ITAS you may not:
- Be employed by an Indonesian company on an employment contract.
- Receive salary in Indonesia for work performed in Indonesia.
- Act as director/commissioner with operational day-to-day authority for an Indonesian company (this typically requires an Investor/Working KITAS).
- Do paid gigs locally (teaching yoga, DJing, photography, consulting) for Bali-based clients.
Remote work for foreign clients (grey, not green)
Many Second Home holders in Bali do remote work – coding, design, consulting, trading – for clients or companies outside Indonesia, paid into foreign accounts. At time of writing (last verified June 2026):
- Immigration regulations do not clearly define this as permitted or prohibited.
- Tax residency rules may still treat you as Indonesian tax resident (see below) even if all clients are abroad.
You should not treat “no explicit ban” as official endorsement. If your primary goal is to run an Indonesian business, hire staff and operate locally, the Second Home Visa is likely the wrong tool; you should investigate Investor KITAS or other work-authorised options with a qualified advisor.
Tax expectations for Second Home Visa holders in Bali
Visa type and tax residency are separate systems. The Indonesian Income Tax Law defines tax residence primarily by physical presence and intent, not by visa label.
When do Second Home holders become Indonesian tax residents?
Generally, you are considered a tax resident if (last verified June 2026):
- You are present in Indonesia for more than 183 days in any 12-month period, or
- You are present in Indonesia and intend to reside in Indonesia (for example, hold a long-stay permit like Second Home with an Indonesian “second home” as your base).
The Second Home Visa is literally a long-stay permit, so many holders will meet one or both tests. That usually means:
- Registering for an NPWP (tax ID) once you are considered a tax resident.
- Filing annual tax returns in Indonesia.
- Declaring global income, subject to any transitional rules and double-tax treaties that might apply to your case.
Tax rules have changed in recent years and some incentives for expatriate “primary foreign tax subjects” have been introduced. These are technical and highly fact-dependent; you should discuss them with an Indonesian tax professional, not rely on visa agents.
Living on a Second Home Visa in Bali: areas & costs
The visa is just the legal wrapper. Daily life decisions – where you live, what you spend, your kids’ schooling – will shape whether the move is sustainable.
Popular areas for Second Home holders in Bali
Patterns observed across long-stay communities (last verified June 2026):
- Canggu / Berawa / Pererenan: high density of remote workers and families; many villas and co-working spaces; heavy traffic and higher prices.
- Uluwatu area (Bukit): clifftop and beach communities, surf culture, more space; growing international school options.
- Sanur: quieter, older long-stay crowd, easier beach access, convenient for families with young children.
- Ubud: greener, more “village” feel; wellness and arts-heavy; inland, so more time to the beach.
- Denpasar outskirts / Dalung / Jimbaran: more mixed local/expat communities and potentially lower rents.
Cost of living context (very broad ranges)
Costs vary by lifestyle choice. Broad, non-binding ranges reported by long-stay residents in 2025–2026 (last verified June 2026):
- Simple one-bedroom local-style house outside hotspots: from low millions of rupiah per month.
- Mid-range 2–3 bedroom villa with pool in Canggu, Uluwatu or Sanur: often tens of millions of rupiah per month.
- High-end villa in prime locations or managed estates: can reach into the hundreds of millions of rupiah per month.
- International school fees: typically in the tens of thousands of USD-equivalent per year for full curriculum programmes; specifics vary widely by school.
Utilities, visas, health insurance, and regular flights home should be included in your family budget. The IDR 2bn deposit is a separate capital buffer, not your living-cost fund.
Bali Second Home Visa vs other Indonesia long-stay options
To put the Second Home Visa in context for Bali residents, here is a comparison against other common routes (high-level only; rules change, and each has detailed conditions).
| Option | Core idea | Financial requirement (last verified June 2026) | Work rights | Typical Bali use-case |
|---|---|---|---|---|
| Second Home Visa | 5–10 year stay for financially secure non-workers. | IDR 2bn bank deposit or qualifying luxury property. | No work rights. | Retirees, remote earners, families wanting stability. |
| Retirement Visa (KITAS Lansia) | 1-year renewable stay for 55+ retirees. | Monthly income proof; no employment; must use local agent. [VERIFY current income and insurance minimums] | No work rights. | Older retirees living modestly, lower capital buffer. |
| Investor KITAS | Stay as shareholder/director of a PT PMA (foreign-owned company). | Company paid-up capital and investment plan (historically IDR billions at company level; [VERIFY current thresholds]). | Work rights tied to company role, if structured correctly. | Entrepreneurs running Bali-based businesses. |
| Golden Visa | Newer investment-based option with higher thresholds. | Higher investment than Second Home; offers residence and some incentives. [VERIFY details for individuals vs corporates] | Varies by scheme; some business activity allowed. | High-net-worth investors seeking broader privileges. |
| Malaysia MM2H | Malaysian long-stay scheme, not Indonesian. | Cash/deposit requirements by state; can differ from Bali Second Home. [VERIFY latest state-level rules] | Restricted work options. | Alternative for SEA base; often compared for cost/benefits. |
Each route has trade-offs. The Second Home Visa is simpler on company administration than an Investor KITAS but stricter on work. Compared to the Retirement Visa, it has a higher upfront capital bar but does not currently require you to be 55+ or to use a specific sponsor structure.
Who the Bali Second Home Visa actually suits (and who it doesn’t)
Good fit
- Retirees or semi-retirees with investments or pensions and no need to earn Indonesian income.
- Remote professionals who can keep their company or clients entirely outside Indonesia and treat Bali as a base, while taking tax advice seriously.
- Families whose parents have offshore income or businesses and want to enrol children in Bali schools for several years.
- Capital-rich, time-poor property owners who already invested in Indonesian property and want a matched long-stay permit.
Probably not a fit
- People planning to “figure it out” in Bali by finding a job locally after arrival.
- Entrepreneurs whose main activity is in Bali (restaurants, gyms, studios) and who will be operationally involved; these usually need a corporate and work-migration structure.
- Digital nomads testing Bali for a few months with limited savings – one-year options or visit visas may be less capital-intensive.
Our independence and how we’re funded
Second Home Visa Indonesia is an independent information resource. We are not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm. We summarise regulations (PP 48/2021, IMI-0740.GR.01.01/2022 and related rules) and patterns from practitioners as of last verified June 2026, but we do not give legal advice or promise approval for any application.
We work with a small network of vetted Bali-based visa and tax professionals. If you choose to proceed with one of them after an introduction, no one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.
If you want a tailored path mapped to your situation, you can plan your trip and long-stay strategy with our help; we usually coordinate via email and WhatsApp to keep details and documents organised.
FAQs: Bali Second Home Visa
Does the Bali Second Home Visa let me work in Bali?
No. The Second Home Visa does not grant work rights in Indonesia. You cannot take local employment or run an operational Bali business on this status. Remote work for foreign clients is a grey area legally and does not remove your potential Indonesian tax obligations.
Which Bali immigration office handles my Second Home Visa?
Your application is filed online via the national Immigration system, but if you live in Bali, you will typically deal with Kantor Imigrasi Denpasar or Ngurah Rai for biometrics, KITAS card issuance, address changes and other in-country processes.
Do I have to keep the full IDR 2bn deposit in Bali the whole time?
Regulations require that you demonstrate and maintain the IDR 2bn financial buffer or qualifying property ownership. The exact way banks treat the funds (locked vs accessible) varies, but from an immigration-risk perspective you should assume the balance needs to stay at or above the threshold while you hold the Second Home status.
Can my spouse and children join me on a Bali Second Home Visa?
Yes. Spouses and dependent children can usually obtain their own Second Home ITAS as your dependants, linked to your main permit. They will also have no work rights, and you must show sufficient financial capacity for the whole family.
Is Bali cheaper or easier than Jakarta for a Second Home Visa?
The immigration rules and deposit amount are identical nationwide. Bali may feel easier because of its established long-stay community, experienced banks and agents, and abundant housing, but the legal requirements are the same as for Jakarta, Lombok or any other region.