Information, not advice: Second Home Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. The Second Home Visa is a non-working visa; the IDR 2 billion deposit is IDR-set and FX-exposed, rules change by regulation, and figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.
The indonesia second home visa 5 year is a long-stay residence permit for foreigners who can show at least IDR 2,000,000,000 in qualifying funds or property in Indonesia. It sits under Indonesia’s current immigration framework as a limited-stay visa/ITAS for “second home” purposes, with strict non-work rules and specific proof-of-funds requirements.
What is the 5-year Second Home Visa in Indonesia?
Indonesia’s 5 year second home visa indonesia is a limited-stay facility designed for foreigners who want to live in Indonesia for several years without working locally, and who can meet a capital threshold.
The core legal basis is:
- PP 48/2021 – Government Regulation on Types and Tariffs of Non-Tax State Revenue (PNBP) at the Ministry of Law and Human Rights, which sets the visa/ITAS fees framework.
- DGI Circular IMI-0740.GR.01.01/2022 – Circular of the Directorate General of Immigration that creates the “Second Home Visa” and “Second Home ITAS” categories and sets the IDR 2 billion proof-of-funds rule.
Under IMI-0740.GR.01.01/2022, the Second Home scheme has two main duration options:
- 5 (five) years – the focus of this page.
- 10 (ten) years – a longer tier with the same capital bar.
Both tiers share the same minimum financial threshold: IDR 2,000,000,000 (two billion rupiah, last verified June 2026), which must be shown either as qualifying funds in an Indonesian bank or ownership of qualifying property in Indonesia. At current mid-market rates, this is roughly ~USD 120,000–130,000, but the actual USD equivalent will move with FX markets and bank transfer costs.
Important: This page is information, not legal or tax advice. We are not the Directorate General of Immigration and not a law firm. We read and interpret the regulations; we do not make decisions on your case and we never promise approval.
Key facts: 5-year vs 10-year Second Home Visa
- Legal basis
- DGI Circular IMI-0740.GR.01.01/2022, under PP 48/2021 framework (last verified June 2026).
- Available durations
- 5 years and 10 years (Second Home Visa and Second Home ITAS; last verified June 2026).
- Capital threshold
- IDR 2,000,000,000 in funds or qualifying property for both 5-year and 10-year options (last verified June 2026).
- Work rights
- No right to work in Indonesia; no local employment; no running an operational business that requires a work permit.
- Family
- Spouse and children can usually be sponsored as dependants under the same scheme (details in IMI-0740.GR.01.01/2022; last verified June 2026).
- Tax residence
- Immigration status does not automatically define tax status; 183-day rule under Indonesian income tax law still applies.
- Extension to 10 years
- Practice currently allows a 5-year Second Home ITAS to be extended (before expiry). Exact “5 + 5 = 10” pathway is policy-driven and should be verified at time of application. [VERIFY policy at application date]
- Pathway to ITAP
- No explicit automatic path to permanent stay (ITAP) is written into IMI-0740.GR.01.01/2022; any future conversion would depend on updated regulations. [Policy subject to change]
Who is the Indonesia Second Home Visa 5 Year for?
The second home visa indonesia 5 tahun is primarily designed for:
- Retirees and near-retirees who want more stability than a 1-year retirement KITAS, and who can meet the IDR 2bn threshold.
- Location-independent individuals (remote workers, online business owners) who earn abroad and simply want to reside in Indonesia without touching the local labour market.
- Investors and high-net-worth individuals who keep funds or property in Indonesia for lifestyle reasons rather than active local work.
- Families where one or both parents meet the capital requirement and want children to live and study in Indonesia while remaining non-working residents.
It is not designed for:
- People seeking local jobs or salaries in Indonesia.
- People who cannot tie up or document IDR 2bn in qualifying assets under their own name.
- Short-stay visitors who only need 30–60 days at a time (tourist visa or visa-on-arrival is more appropriate there).
Deposit and financial requirement (IDR 2bn)
The cornerstone of the scheme is the IDR 2,000,000,000 proof-of-funds requirement, introduced explicitly in IMI-0740.GR.01.01/2022 (last verified June 2026).
Two main ways to meet the requirement
The Circular contemplates two broad categories of proof:
- Funds in an Indonesian bank account
A statement or letter from a bank in Indonesia showing a balance of at least IDR 2bn under the applicant’s name. In practice:- Most immigration offices expect these funds to be in a local account in Indonesia.
- Banks may have their own onboarding rules (KYC, minimum balance, etc.).
- Some implementation rules have changed since the Circular; officers can apply local interpretations. [VERIFY locally at time of application]
- Ownership of qualifying Indonesian property
The Circular refers to the possibility of using proof of residential property in Indonesia (such as hak pakai on an apartment or landed property that foreigners are allowed to own/use under separate land regulations). The valuation needs to show a value of at least IDR 2bn. Requirements here are evolving and can vary by region. [VERIFY local practice and land-title rules]
FX caveat: If your base currency is USD, EUR, AUD, etc., the real “cost” of meeting IDR 2bn will move with the rupiah exchange rate and transfer spreads. At mid-market rates last verified June 2026, IDR 2bn is typically in the ~USD 120,000–130,000 range, but applicants should check current rates and bank charges.
Do you have to “lock” the deposit for 5 years?
IMI-0740.GR.01.01/2022 requires proof that you hold the funds or property at the time of application and issuance. It does not in itself spell out a formal “escrow lock” or term-deposit structure for the whole 5 years.
However:
- Subsequent implementing guidelines and practice at immigration offices may expect you to maintain the capital threshold throughout your stay, especially at extension or status-check stages.
- Banks may offer special “Second Home” account products with their own terms; those are bank policies, not immigration law.
Because this is practice-driven and can shift, the exact “lock-in” mechanics should be [VERIFIED at the time of application] with the immigration office or a qualified local professional.
Eligibility: who can apply?
Under IMI-0740.GR.01.01/2022 (last verified June 2026), core eligibility for the 5-year Second Home Visa/ITAS generally includes:
1. Foreign nationality
Applicants must be non-Indonesian citizens. Indonesian citizens (including dual citizens not formally recognised as such) are not the target category.
2. Valid passport
- Passport with sufficient validity to cover the requested stay; practically, at least 6–12 months remaining at the time of application tends to be required, but longer validity is advisable. [Exact month-count is practice-based; VERIFY at application]
3. Proof of funds or property: IDR 2,000,000,000
As covered above: one of the qualifying forms of capital (bank funds in Indonesia or qualifying property) documented in your own name. Last verified June 2026.
4. Purpose: “Second Home” (no local work)
You need to state and document that your purpose is to reside in Indonesia as a second home, not to work locally. This may include:
- Retirement or lifestyle declaration.
- Evidence of income or assets abroad to support yourself without working in Indonesia.
5. Supporting documents
The Circular outlines general document categories (identity, proof of funds, etc.), and immigration’s online system adds specific technical requirements. In practice, you should expect to provide at least:
- Passport biodata page.
- Recent photograph with biometric requirements.
- Proof of funds/property at IDR 2bn threshold.
- Statement/letter explaining your purpose of stay.
- For dependants: marriage certificate, birth certificates, etc., often legalised and translated.
Exact document lists are shaped by internal DGI policy memos and can change; they should be [VERIFIED in the current online system or with a professional] at the time of filing.
How the 5-year Second Home Visa works in practice
Visa vs ITAS: entry and stay
At a high level, there are two stages in the legal structure under Indonesia’s immigration framework:
- Second Home Visa – Entry permission granted before you travel, with the 5-year duration embedded.
- Second Home ITAS (Izin Tinggal Terbatas) – Limited-stay permit activated/issued after you enter Indonesia on the corresponding visa.
The 5-year period is tied to your ITAS validity. Validity runs with the permit, not just with the sticker in your passport. The supporting regulations and visa-index classifications give the government discretion over exact coding and implementation (which office issues what, and via which online platform).
Basic application flow (high-level)
Process details change as immigration updates their platform, but the typical flow for a 5-year Second Home Visa looks like this:
- Assess eligibility
Confirm that you can document the IDR 2bn threshold and that you do not plan to work locally. - Prepare bank/property evidence
Obtain bank statements or property valuations in the format immigration accepts. This is often the longest step. - Online application
Submit your data, upload documents, and pay visa fees through the official online immigration system (currently run by the Directorate General of Immigration). The exact URL and forms are subject to change; use only official government domains. - Visa issuance (electronic)
Once approved, you receive an electronic visa linked to your passport, generally sent via email or downloadable from the portal. - Entry to Indonesia and ITAS activation
Enter Indonesia and finalise your Second Home ITAS within the timeframe specified in your e-visa. This may include biometrics and a visit to a local immigration office.
Most applicants use an agent or a specialist firm for execution. Second Home Visa Indonesia focuses on research and information; if you want full-service execution, we can introduce you to vetted partners via plan your trip (WhatsApp-friendly coordination, straightforward fee structures).
Fees and government charges
PP 48/2021 sets the PNBP framework for visa and stay-permit fees. The exact fee figures for Second Home Visa/ITAS are set by Directorate General of Immigration policy and periodically updated. As of last verified June 2026:
- Official fees are set in Indonesian rupiah and are payable through the online system.
- Additional fees (e.g., multiple-entry, re-entry, ITAS card) may apply depending on implementation rules.
Because fee tables change, any specific amounts you see elsewhere should be treated as [ESTIMATES] unless cross-checked directly against the latest PP 48/2021-derived schedules and current DGI fee lists.
Can the 5-year Second Home Visa be extended or turned into 10 years?
Extension of the 5-year ITAS
Indonesia’s immigration law framework allows many ITAS types to be extended before expiry, as long as the category remains valid and you continue to meet the requirements. Under IMI-0740.GR.01.01/2022 (last verified June 2026):
- The Second Home category is available at 5-year and 10-year durations.
- Practice has developed in which a 5-year Second Home ITAS holder can apply to extend before expiry, subject to fresh checks on the IDR 2bn requirement and other conditions. This can, in effect, give a combined stay up to 10 years.
However:
- The Circular does not explicitly spell out “5 years + 5 years = 10 years” as a guaranteed path.
- Extension policy is driven by internal immigration regulations and can change with new circulars or technical guidelines.
Because of this, any “5 + 5 = 10” description should be treated as a policy summary, not a statutory right. It must be [VERIFIED at the time you approach renewal].
Switching from 5-year to 10-year Second Home
Some applicants consider starting with a 5-year Second Home Visa and later “upgrading” to a 10-year tier. As of last verified June 2026:
- There is no explicit automatic upgrade clause in IMI-0740.GR.01.01/2022.
- Any pathway (cancellation + fresh 10-year application, or in-country conversion) will depend on current DGI policy and technical rules at that time.
Plan based on the current written rules, and assume that policy can change across a 5–10 year horizon.
Does the 5-year Second Home Visa lead to permanent stay (ITAP)?
As of last verified June 2026, IMI-0740.GR.01.01/2022 does not contain a specific, written pathway from Second Home status to permanent stay (ITAP / Izin Tinggal Tetap).
General points under Indonesia’s immigration framework:
- Certain ITAS categories (e.g. some family, investment, or work-related permits) can, after a number of years, be used as a base for ITAP applications.
- Second Home is a newer category; its long-term interaction with ITAP has not yet been fully tested in practice and is not spelled out in the Circular.
- Any ITAP policy for Second Home holders would need to be explicitly written into future regulations or circulars.
Because this affects your long-term life plans, you should treat any “Second Home = automatic ITAP later” claims as marketing, not law. Treat ITAP eligibility and timing as [TO BE VERIFIED with updated regulations and, ideally, a qualified immigration lawyer or notaris] before you make major decisions.
What you can and cannot do on a 5-year Second Home Visa
No right to work in Indonesia
This is the most important practical limit. Under the immigration framework and the clear policy intent of the Second Home scheme, holders:
- Cannot take local employment (no Indonesian salary, no employment contract with an Indonesian company).
- Cannot perform work that requires a work permit (IMTA), even if “unpaid”, if it is functionally work under Manpower/immigration definitions.
- Cannot run an operational business in Indonesia that would normally require a business licence, corporate entity, and work permit.
What is usually allowed, in line with global practice (but still subject to interpretation):
- Managing your own investments (shares, portfolios, property) that do not constitute running a local business with employees.
- Earning income from abroad – e.g. remote consulting where the client, contract, and payer are outside Indonesia, and work is not marketed to the Indonesian market. This area is evolving and can blur into local-work definitions; treat with caution.
If your primary goal is to work inside Indonesia (for an employer or your own local company), the Second Home Visa is not the correct category; you should explore work visas, investor KITAS, or other employment-based routes instead.
Multiple entry and travel
Second Home ITAS holders can generally leave and re-enter Indonesia during the validity of their permit, subject to the specific re-entry conditions granted with the visa/ITAS. Re-entry rules are grounded in immigration regulations and can be changed by new circulars.
Family members
IMI-0740.GR.01.01/2022 provides for family members (spouse and children) to be granted Second Home status as dependants:
- They rely on the main holder’s capital proof (IDR 2bn); they do not each need an additional IDR 2bn; last verified June 2026.
- They are generally subject to the same no-work limitation.
Tax: does the 5-year Second Home Visa make you tax resident?
Indonesia’s tax residence rules are not defined by the visa type. They are defined by tax law (Income Tax Law and its amendments), and broadly hinge on:
- Being present in Indonesia for more than 183 days in any 12-month period; or
- Having the intention to reside in Indonesia.
A 5-year Second Home ITAS strongly suggests an intention to reside and usually implies that you will meet the 183-day threshold. As a result:
- In practice, many Second Home holders will be Indonesian tax residents in at least some years.
- Tax resident status then means global income may be within Indonesia’s tax net, subject to reliefs, treaties, and transitional rules that apply (especially given recent reforms aimed at certain long-stay foreigners). [Details depend on your profile and current tax regulations]
Key points:
- The visa does not exempt you from tax law.
- Being “allowed to stay” is not the same as being “tax-exempt”.
- There have been policy discussions and transitional rules for certain foreign residents, but these are complex, time-limited, and subject to change.
Because tax is high-impact and highly personal, we strongly recommend speaking with a qualified Indonesian tax advisor before you relocate under a Second Home status. If helpful, we can introduce you to vetted tax specialists via plan your trip (they usually respond via email or WhatsApp with initial scoping questions).
5-year vs 10-year Second Home: which makes sense?
| Feature | 5-year Second Home | 10-year Second Home |
|---|---|---|
| Legal basis | Both under IMI-0740.GR.01.01/2022 & PP 48/2021 framework (last verified June 2026). | |
| Capital requirement | IDR 2bn | IDR 2bn |
| Initial validity | 5 years | 10 years |
| Extension complexity | Need to consider extension / fresh application after 5 years. | Longer runway before policy changes or renewal questions arise. |
| Regulatory risk | Shorter commitment; more flexibility if rules change. | More exposure to policy changes over 10 years, but fewer renewals. |
| Ideal for | People “testing” long-stay in Indonesia or uncertain about >5-year plans. | People strongly committed to a decade-long presence and comfortable with regulatory uncertainty. |
Because both tiers share the same IDR 2bn bar, the decision is less about money and more about:
- How stable you expect your Indonesia plans to be.
- How much regulatory and tax uncertainty you are willing to accept over a 10-year window.
How we work: information-first, with vetted partners for execution
Second Home Visa Indonesia is an independent research and intelligence project. We are:
- Not the Directorate General of Immigration.
- Not the Ministry of Law and Human Rights.
- Not a law firm or tax advisory.
Our role is to read the underlying regulations – PP 48/2021, IMI-0740.GR.01.01/2022, related circulars and fee tables – and translate them into plain-English and plain-Bahasa explanations, flagging where practice diverges from the text or where policy is in flux.
For execution – filing your application, handling biometrics, coordinating with officers – we work with a short list of vetted local partners (licensed agents, notaris, and tax advisors). We keep editorial and recommendations independent; no one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.
If you want a structured view of your options, and an intro to a relevant specialist for the 5-year Second Home route, you can plan your trip with a short form or WhatsApp message. We typically respond with clarifying questions and then share a concise “regulation and options” note before any paid engagement.
FAQs: Indonesia Second Home Visa 5 Year
How does the Indonesia Second Home Visa 5 Year actually work?
You obtain a 5-year Second Home Visa based on IMI-0740.GR.01.01/2022, supported by proof of at least IDR 2bn in funds or property (last verified June 2026). After entering Indonesia on that visa, you activate a 5-year Second Home ITAS (limited-stay permit). During those 5 years you can reside in Indonesia but cannot work locally. Near the end of the 5 years, you may apply to extend or re-apply under current policy, subject to meeting the same requirements.
Can the 5-year Second Home Visa be extended to 10 years total?
Current practice allows Second Home ITAS holders to apply for extensions if they still meet the capital requirement and other conditions, and this can give a combined stay approaching 10 years. However, IMI-0740.GR.01.01/2022 does not explicitly guarantee “5 + 5 = 10” as a right. Extension rules are policy-based and can change, so this needs to be verified shortly before your renewal window.
Is the IDR 2bn requirement per person or per family?
Under IMI-0740.GR.01.01/2022, the IDR 2bn capital requirement is attached to the main applicant. Dependants (spouse, children) are linked to that main holder and are not each required to show an additional IDR 2bn, based on policy as last verified June 2026. Implementation can vary and should be checked at the time you file.
Can I work remotely for a foreign employer on a 5-year Second Home Visa?
The Second Home scheme prohibits working in Indonesia for local employers and running local businesses that require work permits. Many holders do remote work for foreign employers or clients while residing in Indonesia, but this area is not extensively detailed in the Circular and can overlap with local-work definitions. It is safer to treat any income sourced from Indonesian clients or marketed in Indonesia as likely to fall outside the allowed scope and seek professional advice for edge cases.
Will the 5-year Second Home Visa make me an Indonesian tax resident?
The visa itself does not decide tax residence. However, if you stay in Indonesia more than 183 days in a 12‑month period or show intent to reside, Indonesian tax law will likely treat you as a tax resident, regardless of visa type. A 5‑year Second Home ITAS usually implies that threshold will be met, so you should plan on needing a proper Indonesian tax position and consult a qualified tax advisor before moving.