Information, not advice: Second Home Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. The Second Home Visa is a non-working visa; the IDR 2 billion deposit is IDR-set and FX-exposed, rules change by regulation, and figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.
How to apply Indonesia Second Home Visa is a two-stage process: first you secure an online e‑Visa (E33F), then you enter Indonesia, place the IDR 2 billion deposit or show qualifying property, and convert that into a limited stay permit. This page walks through how to apply Indonesia Second Home Visa in practice, based on current regulations and on-the-ground experience, not promises.
What is the Indonesia Second Home Visa (E33F)?
The “Second Home Visa” is a limited stay route that allows eligible foreigners and their families to live in Indonesia for 5 or 10 years, without working in Indonesia.
Key points (regulation-sourced):
- Legal basis
- PP 48/2021 on Immigration (Peraturan Pemerintah 48/2021) and Directorate General of Immigration Circular IMI-0740.GR.01.01/2022.
- Visa category
- Entry visa index E33F (Second Home) issued by the Directorate General of Immigration (DGI).
- Stay permit
- Converted onshore into a 5-year or 10-year ITAS (Izin Tinggal Terbatas) after you enter and complete the deposit / property step.
- Capital requirement
- IDR 2,000,000,000 deposit in a state-owned bank account in Indonesia (or qualifying luxury property ownership). Last verified June 2026.
- Work rights
- No right to work in Indonesia or earn Indonesian-sourced employment income. You may manage offshore income and investments.
- Who it’s for
- Mid–high net worth individuals wanting long-stay residency (plus spouse/children) without a local employer or retirement KITAS.
Information on this page is practice-based, compiled from regulations and applicants’ experiences. It is not legal advice, and it does not guarantee approval.
We are independent: we are not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm. We provide information; vetted partners handle execution. Our funding model: no one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.
Eligibility and Capital Requirement (IDR 2 Billion)
Who can apply for the Second Home Visa?
Under Circular IMI-0740.GR.01.01/2022 and PP 48/2021, the core personal criteria to apply second home visa Indonesia are:
- Foreign citizen (WNA) from any nationality not specifically restricted by Indonesian immigration policy at the time of application.
- Valid passport with at least 36 months validity on the date of application.
- Proof of funds that meet the Second Home threshold (deposit or property) as per the current Circular.
- Clean immigration and criminal record (you sign a statement; background checks are at Immigration’s discretion).
There is no official age minimum or requirement to be “retired”, and no health insurance requirement is explicitly written into IMI-0740.GR.01.01/2022. However, in practice, some online forms and agents may still request proof of health insurance and additional supporting documents as risk management. Treat that as practice-based, not a written legal requirement.
The IDR 2,000,000,000 deposit requirement
The core capital requirement (per IMI-0740.GR.01.01/2022) is:
- Deposit of IDR 2,000,000,000 (two billion rupiah) in a state-owned bank (bank BUMN) in Indonesia; or
- Ownership of luxury residential property (landed house or apartment) in Indonesia meeting minimum value and title requirements set out in related regulations and local BPN (land office) rules. Exact thresholds can vary by region and property type [VERIFY LOCALLY].
Key details:
- Amount: IDR 2,000,000,000. Last verified June 2026 from IMI-0740.GR.01.01/2022. This figure can be changed by new regulations or Circulars; always re-check before committing funds.
- FX reference: At typical mid-market rates last verified June 2026, IDR 2bn is roughly USD 120k–130k equivalent, depending on the exchange rate at the time you transfer. This is an estimate only; banks use their own rates and fees.
- Where: Deposit must be placed in a bank owned by the Indonesian state (for example, BRI, BNI, Mandiri, BTN). Specific bank names and products are operational matters and can change; confirm with the bank and agent at the time you apply.
- Whose name: The deposit must be in the principal visa holder’s name. A joint account with a spouse is sometimes accepted, but practice can vary by bank and local Immigration office [VERIFY LOCALLY].
Is the IDR 2bn deposit locked?
Regulation IMI-0740.GR.01.01/2022 states that proof of the deposit is required for issuing/maintaining the Second Home stay permit. It does not spell out the operational rules for withdrawals in detail. Practice-based observations:
- Some state banks treat the balance as a “hold” amount that must be maintained for the duration of your stay permit.
- Attempting to withdraw below IDR 2bn may, in practice, trigger questions when you renew or if Immigration requests updated proof.
- If you close the account or drop below the threshold, Immigration may view this as non-compliance with your stay conditions, with potential consequences for your ITAS renewal or status.
Because this is a core YMYL (Your Money Your Life) element and practice continues to evolve, confirm the exact product type and rules with the state bank and with a licensed consultant before transferring funds. This page gives information, not personalised financial advice.
Two-Stage Overview: From e-Visa to Stay Permit
The big picture of how to get Second Home Visa Indonesia looks like this:
- Stage 1 – Online E33F e‑Visa (offshore): You (or an agent) submit an online application for the Second Home e‑Visa through the DGI system, pay the visa fee, and wait for approval. With a correct file, current practice suggests ~7–10 working days processing for straightforward cases (last reported experiences, June 2026). This is an estimate, not a guarantee; files can be faster or slower.
- Stage 2 – Onshore Deposit / Property + ITAS: After entering Indonesia using your e‑Visa, you place the IDR 2bn deposit in a state bank or finalise qualifying property ownership, then submit the bank certificate or land certificate to Immigration, pay stay-permit fees, and convert your status to a limited stay permit (ITAS). In many cases this takes around ~4–7 working days after all documents are accepted (practice-based estimate, June 2026).
There is no legal guarantee that an e‑Visa will be approved, and timelines are never promised by Immigration. Treat all durations as ballpark only.
Stage 1: Applying for the E33F Second Home e‑Visa Online
This is the “entry visa” that lets you fly into Indonesia intending to convert to a Second Home ITAS.
Can you apply Second Home Visa Indonesia from abroad?
Yes. The Second Home e‑Visa is an offshore visa:
- You apply online from outside Indonesia.
- A sponsor in Indonesia is generally not required for this category; the Circular treats the financial commitment as the main “guarantee”. Always confirm current form requirements in the DGI system.
- The approved e‑Visa is emailed to you; you board your flight with the e‑Visa and your passport.
Some applicants do still choose to engage a local licensed visa agent or law firm as practical sponsor/handler, but that is a private arrangement, not a legal requirement written into IMI-0740.GR.01.01/2022.
Checklist: Documents for the E33F e‑Visa
Based on IMI-0740.GR.01.01/2022 and current online form fields, you can expect to prepare:
- Passport scan (identity page), valid at least 36 months from your planned arrival date.
- Recent colour photograph with white background, passport-style (JPEG/PNG, within the system’s size limits).
- Proof of funds / financial statement sufficient to demonstrate your capacity to meet the IDR 2bn requirement and support yourself. This is not yet the formal bank certificate – normal practice is foreign bank statements at this stage.
- Curriculum vitae or brief profile (sometimes asked as part of the online form, to explain your background and purpose of stay).
- Statement letter that you commit to place the IDR 2bn deposit or hold qualifying property after arrival and comply with Indonesian law.
- Email address and phone number for Immigration to send documents and OTPs.
- Payment method (international credit/debit card or other options offered in the DGI online payment gateway).
Exact document requirements can change as the online system is updated. Always double-check the current checklist in the official DGI portal on the day you apply.
Step-by-step: Completing the e‑Visa application
A practical flow for how to apply Indonesia Second Home Visa online:
- Create an account on the official DGI visa portal (often “visa-online.imigrasi.go.id” or successor domain). Use a reliable email you check often.
- Choose visa type E33F – Second Home (5 years or 10 years). Select the intended duration truthfully.
- Fill in personal data exactly as per your passport (names, date of birth, passport number, issue/expiry dates, nationality).
- Upload documents (passport, photo, proof of funds, statement letter, CV/profile, and any extra items shown as mandatory).
- Declare your commitment to place the IDR 2bn deposit or hold qualifying property. This is often a checkbox plus uploaded letter.
- Review and submit – check spelling and dates; inconsistencies are a common cause of delays or requests for clarification.
- Pay the e‑Visa fee through the official payment gateway. Fees are set in IDR by regulation; card charges and FX markups depend on your bank. Last verified June 2026, published government entry-visa fees for comparable limited-stay visas are in the low single‑million IDR range, but specific E33F fee lines should always be checked against the latest DGI fee table [VERIFY CURRENT FEE].
- Monitor your email – Immigration may request additional documents or clarifications. Respond promptly.
- Receive e‑Visa approval or rejection – if approved, you receive a PDF e‑Visa by email. Print it and keep a digital copy on your phone.
How long does the e‑Visa take?
Practice-based timing (not a guarantee):
- Document prep: 1–3 days depending on how organised your paperwork is.
- Processing at Immigration: ~7–10 working days for straightforward E33F files, counted from successful payment and submission (last verified from applicants’ experiences, June 2026).
Files can be delayed by:
- Public holidays or system maintenance.
- Incomplete or low-quality scans.
- Inconsistent financial information.
- Additional background checks at Immigration’s discretion.
There is no formal “expedite” button written into the regulations, though in practice experienced handlers often reduce preventable delays by getting the file right the first time.
Stage 2: Arrive in Indonesia, Place the Deposit, Convert to ITAS
Once your e‑Visa is issued, you can travel to Indonesia and start the onshore part of the Second Home process.
Arrival with an E33F e‑Visa
At the airport:
- Join the e‑Visa immigration lane.
- Present your passport and printed e‑Visa.
- Officers may ask about your purpose of stay and planned residence; answer consistently with your application.
You typically receive an entry stamp referencing your e‑Visa. The stamp’s duration and conversion deadline are governed by the visa terms and Immigration’s system. Do not assume you can delay the deposit step indefinitely; start the bank and ITAS process as soon as practical.
Opening a state-bank account and placing the IDR 2bn
Because this is the operational heart of how to get Second Home Visa Indonesia, be precise:
- Choose a state bank branch (BRI/BNI/Mandiri/BTN or other designated state banks) in your city of stay. Some branches are more familiar with Second Home accounts than others; ask in advance or use a partner familiar with your target branch.
- Open an account using your passport and entry stamp and any other documents requested (NPWP, local contact address, etc.). Bank KYC requirements are internal policy, not spelled out in IMI‑0740, so they can vary.
- Transfer funds so that your account balance reaches at least IDR 2,000,000,000. If transferring from abroad:
- Agree the exact beneficiary name and account number carefully.
- Be prepared for bank compliance questions on source of funds.
- Factor in transfer fees and FX spreads – you may need to send slightly more foreign currency so the landed amount equals IDR 2bn.
- Obtain the official bank certificate stating that you hold a balance of at least IDR 2,000,000,000 in that state bank, in your name. This certificate is what Immigration relies on, not the raw statement alone.
Practice-based timing: account opening + incoming transfer + certificate often takes 2–5 working days if everything is aligned, but can be longer if compliance teams ask questions or if overseas transfers are delayed.
Alternative: Property ownership instead of deposit
The Circular allows qualifying residential property in Indonesia to substitute for the cash deposit. The details are more complex in practice:
- Property must be held under a title type that foreigners are allowed to own (for example, Hak Pakai in certain cases) and must meet minimum value thresholds defined by related regulations and regional decrees.
- Proof usually includes the land certificate (sertipikat), purchase deed (AJB), and sometimes tax documents or valuation.
- Processing and interpretation can vary by local BPN and Immigration office; many applicants find the cash-deposit pathway more predictable than property-first, unless they are already long-time owners.
Because property law and foreign ownership rules are separate from immigration law, and highly technical, treat this section as orientation only. For property-based applications, consult both a licensed notary/PPAT and an experienced immigration practitioner.
Converting to a Second Home ITAS (stay permit)
Once you have your bank certificate (or property proof), you move to the final immigration step.
Typical flow:
- Prepare onshore application with:
- Passport and entry stamp copies.
- Printed e‑Visa.
- Bank certificate (or property certificate) showing compliance with the IDR 2bn threshold.
- Photos and any forms provided by the local Immigration office.
- Submit at the designated Immigration office in your area of residence (Kantor Imigrasi). Some regions centralise Second Home processing in specific offices; check locally.
- Biometrics and interview – you will be called for fingerprints, photos, and possibly a brief interview about your plans in Indonesia.
- Pay ITAS and associated fees (stay permit + multiple re-entry permit where applicable). Official tariffs are set by Government Regulation and updated periodically; last verified June 2026, ITAS fees for other 5‑year categories run in the low‑to‑mid single‑million IDR range plus re-entry charges, but confirm the exact Second Home line in the current fee table [VERIFY CURRENT FEE].
- Receive your electronic ITAS and associated documentation. Many offices now issue an electronic stay permit instead of a physical card, though practice varies.
Practice-based timing: once a complete file is accepted, ~4–7 working days is commonly reported for ITAS issuance (June 2026). Again, this is not a guarantee; offices can be slower or faster.
Need a reality-checked process map for your case? Our editorial team can connect you with vetted, regulation-literate partners to handle the technical steps while you stay in control. You can plan your trip or message us via WhatsApp to talk through timelines and document prep before you move funds.
What the Second Home Visa Lets You Do – and Not Do
Stay duration and renewals
Under current rules:
- The Second Home ITAS is issued for 5 years or 10 years, depending on what you selected and Immigration’s approval.
- Holders can live in Indonesia continuously during that period, subject to:
- Maintaining the IDR 2bn deposit or qualifying property status.
- Continuing to comply with Indonesian laws (tax, immigration, criminal, etc.).
- Renewal rules at the end of 5 or 10 years are still developing in practical terms; PP 48/2021 allows for extensions of limited stay permits, but exact Second Home renewal practice may evolve. Expect to show ongoing compliance with capital and other conditions.
Family members
The Second Home framework allows the principal holder to sponsor certain dependants:
- Legally married spouse.
- Children under a certain age (commonly 18 or 21 in other KITAS schemes; double-check the Second Home circular and its updates [VERIFY AGE THRESHOLD]).
Dependants typically receive derivative stay permits linked to the main holder’s status. Their documentation is more involved (marriage/birth certificates, legalization/apostille, translations) than the principal’s file. This page focuses on the main E33F application; for family structuring, speak to a specialist.
Work limits: NO right to work in Indonesia
This is where many agent pages stay vague. The Second Home Visa is not a work permit.
Plainly:
- You cannot be employed in Indonesia under a Second Home ITAS.
- You cannot perform activities that, in substance, are local employment – turning up at an office daily, drawing Indonesian-sourced salaries, being under the direction of a local employer, etc.
- You can manage offshore assets, investments, and businesses that are legally based outside Indonesia and do not require an Indonesian IMTA/work permit.
- You may be able to hold certain director/commissioner roles in Indonesian companies under separate corporate and immigration approvals (for example, a separate work KITAS), but that is a different route, not covered by the Second Home scheme.
Indonesian immigration law is activity-based: what you “do” matters more than what your visa is called. If in doubt, be conservative and seek specialist input; breaches can result in deportation and blacklisting.
Tax residency and worldwide income
PP 48/2021 and the Second Home Circular focus on immigration status, not tax. However, your presence in Indonesia has tax consequences:
- Under Indonesian tax law, a person generally becomes a tax resident if:
- They are in Indonesia more than 183 days in any 12‑month period; or
- They are present in Indonesia and intend to reside here.
- Tax residents are, in principle, subject to Indonesian tax on worldwide income, though foreign tax credits and treaty relief may apply.
- Indonesia has been discussing special tax treatments for certain foreign residents (e.g., territorial or ring-fenced schemes), but practical Second Home-specific tax concessions are evolving and may depend on your facts, treaties, and how DG Tax interprets your position [VERIFY WITH TAX PROFESSIONAL].
This page is not tax advice. Before committing to Second Home residency, speak with a qualified cross-border tax adviser who understands Indonesian law and your home-country rules.
Comparison: Second Home vs Retirement KITAS vs Investor KITAS
To put the Second Home route in context, here is a high-level comparison of common long-stay options. This is simplified and focuses on capital / purpose.
| Feature | Second Home Visa (E33F) | Retirement KITAS | Investor / Work KITAS |
|---|---|---|---|
| Core legal basis | PP 48/2021; Circular IMI‑0740.GR.01.01/2022 | Older immigration regulations on elderly foreigners (re-check for updates) | PP 48/2021 + sectoral labour rules |
| Typical stay length | 5 or 10 years | 1 year renewable | 1–2 years renewable |
| Capital requirement | IDR 2bn deposit in state bank or qualifying property (last verified June 2026) | Monthly pension / income thresholds; no large fixed deposit | Company paid-in capital and investment minimums |
| Minimum age | No explicit minimum in the Circular | Typically 55+ (subject to policy updates) | None, but driven by employment |
| Work rights | No employment rights in Indonesia | No work | Yes, within the job and employer specified |
| Who sponsors you | Self, via financial commitment | Designated travel agency/retirement agent | Indonesian company/employer |
| Best for | High-net-worth individuals wanting long-term residency flexibility without working | Older retirees with steady pension, lower capital | Entrepreneurs, investors, and employees working in Indonesia |
Actual eligibility criteria and documentary requirements are more detailed than this table; use it only as a directional comparison.
Practice-based Timeline: From Decision to ITAS in Hand
Putting the steps together, a realistic “clean file” timeline for how to apply Indonesia Second Home Visa, last cross-checked June 2026:
- Week 0–1 – Decision & document prep
- Clarify goals and tax position.
- Gather passport scans, photos, proof of funds, CV.
- Draft the statement letter; choose preliminary bank/branch.
- Week 1–3 – E33F e‑Visa application
- Submit online E33F application.
- Pay government fee.
- Wait ~7–10 working days for Immigration decision (estimate only).
- Week 3–4 – Travel & bank account
- Fly to Indonesia on approved e‑Visa.
- Open state-bank account; begin international transfer.
- Week 4–5 – Deposit + ITAS application
- Obtain bank certificate (IDR 2bn balance).
- Submit conversion application at local Immigration office.
- Biometrics and pay ITAS + re-entry fees.
- Week 5–6 – ITAS issued
- Receive electronic Second Home ITAS.
- Register address and consider local reporting (e.g., RT/RW, police, depending on local practice).
Any of these segments can stretch due to bank compliance, holidays, incomplete documents, or policy shifts. Do not plan critical life events on the assumption of minimum timelines.
Using an Agent or Doing It Yourself
You can, in principle, apply second home visa Indonesia on your own:
- All core application steps are online and at public offices (DGI portal + banks + Immigration offices).
- Regulatory texts (PP 48/2021, IMI‑0740.GR.01.01/2022) are public, though they are in Bahasa Indonesia and may be interpreted conservatively by officers.
Reasons some applicants use a vetted partner:
- Local language and system familiarity.
- Experience with particular bank branches and Immigration offices that routinely handle Second Home cases.
- Reduced risk of technical rejections or delays from inconsistent formatting or missing fields.
If you choose to work with a handler:
- Confirm they can show you the legal bases (PP 48/2021, the Circular) in original Bahasa, not just marketing slides.
- Avoid anyone who “guarantees” approval or promises fixed processing times; Immigration retains discretion.
- Clarify exactly who holds your documents and how your money moves; the IDR 2bn must go to your own account in a state bank, not to an agent-controlled account.
We maintain a short list of partners who understand both the regulations and the day-to-day practice. You stay the decision-maker; they handle the forms.
If you’re ready to map your personal route — solo application or full-service — you can plan your trip with us. Share your timeline and preferred contact channel; one of our team will follow up, including by WhatsApp if that’s easier for you, with options and questions to stress-test your plan.
Key Risks and Moving Parts to Watch
Because this is a capital-heavy, long-stay pathway, stay clear-eyed about the main risks:
- Regulatory change: The IDR 2bn figure, deposit/property mechanics, or even the existence of the Second Home scheme could be modified by a new Government Regulation or Circular. Always re-check the latest rules in PP-level and DGI-level publications just before you move funds. Our amounts are last verified June 2026.
- Bank risk: Your IDR 2bn is a large uninsured cash position in a single jurisdiction. Understand:
- The bank’s credit standing as a state-owned institution.
- The product terms (fixed deposit vs current account; withdrawal limits; interest; currency).
- FX risk if your wealth is in another currency.
- Personal risk / life changes: Health, family, or business circumstances can change. Consider how easily you can unwind the arrangement (exit Indonesia, close the account, manage any tax-clearance steps) if you need to leave.
- Compliance risk: Breaching immigration or tax rules can affect your ability to return to Indonesia or other countries. When in doubt, ask before acting.
Second Home is attractive for a certain profile: those who can comfortably ring-fence IDR 2bn or a qualifying property, and who value long-stay optionality more than short-term yield on that capital.
FAQs: How to Apply Indonesia Second Home Visa
How do I apply for the Indonesia Second Home Visa in practice?
You first apply online for an E33F Second Home e‑Visa through the official DGI portal, uploading your passport, photo, financial proof, and a statement committing to the IDR 2bn requirement, then paying the government fee. After approval, you enter Indonesia on that e‑Visa, open an account with a state-owned bank, transfer at least IDR 2,000,000,000, obtain a bank certificate, and submit this with your passport and e‑Visa to your local Immigration office to convert to a 5‑ or 10‑year Second Home ITAS. Each step is discretionary and timelines are estimates, not guaranteed.
Can I apply for the Second Home Visa from abroad?
Yes. The Second Home route is designed as an offshore process: you submit the E33F e‑Visa application online from outside Indonesia and receive the e‑Visa by email if approved. You only need to be physically in Indonesia for the bank deposit or property step and the final ITAS conversion at a local Immigration office.
How long does it take to get the Second Home Visa?
Based on practice up to June 2026, a clean file might take around 7–10 working days for the E33F e‑Visa decision after payment, plus another 4–7 working days after arrival to open a state-bank account, transfer the IDR 2bn, obtain the bank certificate, and complete ITAS processing at Immigration. Delays are common, and no one can guarantee approval or exact timing.
Can I work in Indonesia on a Second Home Visa?
No. The Second Home ITAS does not grant any right to work as an employee in Indonesia or to perform activities that amount to local employment. You can manage offshore income and investments but need a separate work authorisation (such as a work KITAS) if you want to be legally employed by an Indonesian entity.
Do I get my IDR 2 billion back if I leave Indonesia?
The IDR 2bn remains your money in your own account at a state-owned bank, so you can generally withdraw or transfer it out if you close your account or end your stay. However, if your balance drops below the threshold while you still hold a Second Home ITAS, Immigration may treat that as non-compliance with your stay conditions. There is no explicit “refund mechanism” in the Circular because this is not a government-held deposit; it is a private bank balance you are required to maintain while using the visa.