Information, not advice: Second Home Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. The Second Home Visa is a non-working visa; the IDR 2 billion deposit is IDR-set and FX-exposed, rules change by regulation, and figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.
The indonesia second home visa cost has two very different parts: a large but maintained bank deposit, and relatively modest government fees and professional costs. This page separates those clearly, with every number traced to a regulation or public tariff and time‑stamped for accuracy.
Short definition: what “Second Home Visa cost” actually means
People ask “how much is Second Home Visa Indonesia?” or “what is the second home visa indonesia price?” and get three incompatible answers:
- IDR 2,000,000,000 held in Indonesia (deposit, not a spend)
- Government “visa fees” headlines like “IDR 21 million”
- Agent/advisor quotes from under IDR 10 million to well over IDR 30 million
This page treats cost as:
- Eligibility capital: the IDR 2,000,000,000 deposit (or qualifying property/sovereign bond) you must maintain to hold the status.
- Non‑refundable cash outlay: government fees and professional fees you will actually spend to obtain and maintain the visa.
Information only, not advice. We are not the government, not the Directorate General of Immigration (Ditjen Imigrasi), and not a law firm. No one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.
The IDR 2 billion deposit: requirement, not “fee”
Headline figure: the Second Home Visa requires the foreigner (or their sponsor) to show funds or assets worth at least IDR 2,000,000,000. This is an ongoing wealth requirement, not a payment to the government.
Source and legal basis
- Primary regulation: PP 48/2021 (Peraturan Pemerintah No. 48 Tahun 2021) sets the framework for residence permits (Izin Tinggal), including “Second Home” as a sub‑class.
- Implementing circular: DGI Circular IMI-0740.GR.01.01/2022 introduces the Second Home Visa and spells out the capital requirement at IDR 2,000,000,000 (or equivalent qualifying assets). Last verified June 2026.
What qualifies as “IDR 2bn”?
The circular and subsequent Ditjen Imigrasi guidance recognise three main ways to meet the requirement (details can change; always check at application time):
- Cash / time deposit in an Indonesian bank
Typically:- Indonesian commercial bank under OJK supervision
- In the foreigner’s name (or sponsor’s, where applicable)
- Evidence via bank statement or time-deposit証明 (bukti deposito)
- Ownership of luxury residential property
As referenced in the Circular:- Property in Indonesia; minimum value thresholds and eligible titles can vary by implementing guidance and local land rules [VERIFY per current local BPN/Ditjen Imigrasi practice].
- Evidence via AJB (Akta Jual Beli), IMB/PBG, and valuation if requested.
- Indonesian sovereign debt (SBN) [VERIFY]
Some iterations of the policy and public FAQs allow Indonesian government bonds to count towards the IDR 2bn. Implementation has changed at least once since initial rollout; confirm at filing stage.
Date-stamped value: IDR 2,000,000,000 is roughly USD 120,000–130,000 at typical mid‑market exchange rates (last checked June 2026). This is an indicative range only; your bank’s rate and fees will differ.
Deposit is maintained, not paid
This is the key conceptual point on “indonesia second home visa cost”:
- You do not pay IDR 2bn to Immigration. It is not a fee, tax, or donation.
- You must maintain at least IDR 2bn equivalent throughout your Second Home stay (usually in the same form you declared: deposit / property / SBN).
- The bank account or asset remains in your name. You can usually earn interest or returns subject to your bank / bond terms and Indonesian tax rules.
- If your balance falls below the threshold, Immigration can refuse extension or revoke the permit under PP 48/2021’s general “no longer meeting requirements” rules.
Can you spend or move the IDR 2bn?
Practically:
- Deposits: in most cases must be kept in place. Moving or reducing them before renewal is a compliance risk.
- Property: if you sell, you are expected to maintain qualifying assets of at least IDR 2bn. If you do not, you may fall out of eligibility.
- Sovereign bonds: selling before maturity, or market value drops, can push your value below IDR 2bn. Immigration has discretion, but you carry the risk.
This is why we separate capital-tied-up from actual fees-spent. The IDR 2bn affects your personal balance sheet more than your cash‑flow.
Government Second Home Visa fees (non‑refundable outlay)
Beyond the deposit, you face a list of fixed government charges. These are small compared to IDR 2bn, but they are real cash out and non‑refundable if your application is refused.
Visa and stay-permit components
For a typical foreigner applying from abroad for a Second Home Visa (indexed under the current Ditjen Imigrasi visa classification as a limited stay visa / ITAS with a 5‑year or 10‑year option), the core fee components are:
- Visa approval fee (Persetujuan Visa)
- Limited stay visa sticker / e‑visa issuance fee (Visa Tinggal Terbatas – VITAS)
- Limited stay permit fee (Izin Tinggal Terbatas – ITAS)
- Re‑entry / multiple re‑entry permit (often bundled with ITAS or charged separately, depending on current ministerial tariff regulation)
- Biometric and administrative charges (photo/fingerprint in Indonesia)
Why “IDR 21 million” is inconsistent
Many agent pages quote a lump “second home visa fees” figure, often around IDR 21,000,000. That number usually mixes:
- Multiple government fees plus
- The agent’s service fee, and sometimes
- Bank transfer / payment gateway costs.
As of June 2026, the itemised government tariff is set in the current PNBP (non‑tax state revenue) regulation under the Ministry of Law and Human Rights. We work from those line-items, not bundles.
For transparency, a realistic range for pure government charges for a 5‑year Second Home route (visa + ITAS + re‑entry, paid in advance) is broadly in this band:
- IDR 12,000,000 – 18,000,000 per adult applicant, depending on the visa index, stay length option (5 vs 10 years), and whether re‑entry is bundled.
Source: current PP 48/2021 framework and associated PNBP tariff; last verified June 2026. Specific lines differ by index and are occasionally adjusted by new ministerial regulations.
Anything beyond that stated as “government fee” in a quote is either:
- A service / agency margin folded into “package pricing”, or
- Outdated information from earlier versions of the tariff [VERIFY against current Ditjen Imigrasi PNBP table at time of application].
Extensions and renewals
The Second Home status is usually granted as 5 years or 10 years (per IMI-0740.GR.01.01/2022). In practice, Immigration can:
- Charge a higher one‑off ITAS fee for the full multi‑year term, or
- Require periodic payments tied to stay‑permit printing and biometrics, as configured in the current PNBP schedule.
Either way, compared to tying up IDR 2bn, the repeat government payments are a minor fraction of your overall economic cost.
Agent, advisory and “execution” fees
Most foreigners do not want to navigate Indonesian visa index codes, PP 48/2021, and DGI circulars themselves. They appoint:
- A licensed visa agent (agen keimigrasian)
- A notaris or legal advisory firm
- A mixed “relocation” or “concierge” provider
These are private services. Their costs are not regulated by PP 48/2021, IMI-0740.GR.01.01/2022, or any PNBP tariff.
Typical pricing ranges (advisory, not endorsement)
From open‑source market scanning and partner quotes (last verified June 2026) we see:
- Basic document handling (remote, no complex tax/asset structuring): roughly IDR 7,000,000 – 15,000,000 per applicant.
- “End‑to‑end” premium services (asset structuring help, property route, family packaging, WhatsApp support, local accompaniment): from around IDR 15,000,000 up to 40,000,000+ per adult.
These are indicative ranges, not quotes. Each provider can:
- Mark up government fees inside their package price
- Charge extra for dependants, document legalisations, translations, or urgent processing (where possible)
- Bill in foreign currency with their own exchange rates.
We treat these as market behaviour, not recommendations. If you would like an introduction to a vetted professional, you can plan your trip with us via email or WhatsApp; no one can pay to change what we publish, but if you proceed with our partner they may pay us a referral fee at no extra cost to you.
Total outlay: how much cash do you really need?
To answer “how much in total” for the Indonesia Second Home Visa cost, separate three buckets:
| Cost component | Amount (IDR) | Nature | Refundable? | Timing |
|---|---|---|---|---|
| Capital requirement (deposit / property / SBN) | 2,000,000,000 (~USD 120–130k, FX varies) |
Wealth threshold, maintained asset base | N/A (your money/asset) | Before approval & throughout stay |
| Government visa & stay permit fees | ~12,000,000 – 18,000,000 (range; index & term dependent) |
PNBP fees to Ditjen Imigrasi | No, except for narrow official error cases | At application / activation, and at extension if applicable |
| Professional / agent fees | ~7,000,000 – 40,000,000+ | Private service fee, unregulated | Typically no | Usually split: retainer at start, balance at approval |
| Translations, legalisations, courier | ~1,000,000 – 5,000,000 | Ancillary administration | No | During document preparation |
All ranges last verified June 2026. Government fees anchored to PP 48/2021 and current PNBP tariff; agent/ancillary ranges based on market observation, not a binding quote.
Minimum realistic cash-flow scenario (single applicant)
As a rough planning frame for one adult applying from abroad via the deposit route:
- Capital you must have: at least IDR 2,000,000,000 in eligible form.
- Cash you will likely spend upfront:
- Government fees: ~IDR 12m–18m
- Professional support (if using a modest package): ~IDR 7m–15m
- Documents / translations: ~IDR 1m–3m
Total cash outlay at start: approximately IDR 20,000,000 – 36,000,000 for many straightforward cases (excluding family/dependants and any complex property or bond work). The IDR 2bn is in addition to this, but not spent.
Family members and dependants
IMI-0740.GR.01.01/2022 allows Second Home holders to bring certain dependants (e.g., spouse, children). Cost impacts:
- Each dependant has their own visa/ITAS government fees (often similar to main applicant, but check current index).
- Agent packages often add a per‑dependant surcharge (e.g., 30–70% of the main fee, by market practice).
- The IDR 2bn capital requirement is usually tied to the main applicant; current practice has not consistently required IDR 2bn per person, but Immigration can evolve its interpretation [VERIFY at time of filing].
Work limits and tax: what your “cost” doesn’t buy you
No right to work in Indonesia
Paying the IDR 2bn deposit and all Second Home Visa fees does not grant work rights.
- Under PP 48/2021 and current visa index rules, the Second Home Visa is a non‑working stay category.
- You cannot legally:
- Take a salaried job from an Indonesian entity
- Be listed as a local director/commissioner requiring a work permit (RPTKA/IMTA) under manpower rules
- Engage in day‑to‑day business operations inside Indonesia for an Indonesian employer
- You may:
- Manage your offshore investments
- Own shares in foreign or Indonesian companies (subject to sectoral rules)
- Receive passive income (dividends, interest, rental) with appropriate tax compliance.
Immigration and Manpower can treat “shadow employment” (e.g., frequent on‑site management of a PT) as violation, regardless of your visa label. No amount of fee or deposit “upgrades” the Second Home Visa into a work permit.
Tax residency and cost of Indonesian tax
Cost is not just fees; it can also be Indonesian tax exposure.
- Indonesia generally treats you as tax resident if:
- You are present in Indonesia for more than 183 days in any 12‑month period, or
- You reside in Indonesia and intend to stay (strongly indicated by a multi‑year stay permit like Second Home).
- As a tax resident you are, in principle, taxed on world‑wide income, subject to evolving rules, transitional incentives, and treaty relief.
The Second Home Visa itself does not waive taxes. Later MOF regulations have experimented with incentives for certain foreign‑sourced income categories, but these are detailed, time‑limited, and conditional [VERIFY current PMK / DGT circular at the time you plan to move].
What this means for “indonesia second home visa cost”:
- Your actual economic cost can include:
- Indonesian income tax on your global investment income
- Property tax (PBB) on any qualifying real estate used for the IDR 2bn test
- Capital gains tax if you sell Indonesian assets.
- Good tax planning with a licensed Indonesian tax consultant is often more important than shaving a few million off agent or visa fees.
Process cost vs timeline cost
Money is not the only cost; time and administrative friction matter:
- Document gathering: passport, bank reference, proof of funds/asset, clean police certificate (where requested), marriage/birth certificates for dependants, translations and legalisations. Expect 2–8 weeks depending on your home country.
- Visa approval and issuance: once submitted, Ditjen Imigrasi typically processes within the standard VITAS service times (commonly 1–4 weeks, workload dependent).
- On‑arrival activation: biometrics, ITAS issuance, and e‑card/online record activation in Indonesia. Usually 1–2 visits to a local Immigration office.
(Time estimates are based on recent cases reported to us up to June 2026; they are not SLA promises from Immigration.)
Why we separate regulation from marketing
Our role as Second Home Visa Indonesia is to read PP 48/2021, IMI-0740.GR.01.01/2022 and the visa index tariff, then translate them into plain English and plain Bahasa Indonesia where useful. We are:
- Not the Government of Indonesia
- Not the Directorate General of Immigration
- Not a law firm or tax advisory practice
We do not promise approval, speed, tax outcomes, or future policy stability. Rules have already changed once since the Second Home Visa was announced; they will change again.
If you want to move from information into execution, we can introduce you to vetted local professionals who live inside these rules daily. To do that, plan your trip with us and we can coordinate by email or WhatsApp. No one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.
Plain-Bahasa recap of main cost points
- Setoran IDR 2 miliar – ini bukan biaya, tapi syarat kekayaan yang harus tetap ada selama izin tinggal Second Home aktif. Bisa dalam bentuk deposito bank Indonesia, properti tertentu, atau SBN (sesuai surat edaran). Angka tetap: IDR 2.000.000.000, terakhir dicek Juni 2026.
- Biaya pemerintah – visa + ITAS + izin keluar‑masuk, total kira‑kira IDR 12–18 juta per pemohon dewasa, tergantung indeks dan lama izin. Angka ini hangus kalau permohonan ditolak.
- Biaya agen / jasa – bebas, bukan diatur PP 48/2021. Di pasar kami lihat rentang sekitar IDR 7–40 juta+ per orang, tergantung paket layanan.
- Tidak ada hak kerja – Second Home bukan izin kerja. Tidak bisa resmi bekerja untuk perusahaan Indonesia tanpa izin lain.
- Pajak – tinggal lama dengan izin multi‑tahun sangat mungkin membuat Anda subjek pajak domestik Indonesia; konsekuensi ke penghasilan global perlu dibahas dengan konsultan pajak.
How much is Second Home Visa Indonesia in total?
For one adult, you need at least IDR 2,000,000,000 in eligible assets (deposit/property/bond) plus roughly IDR 20,000,000–36,000,000 in actual cash outlay for government and professional fees, based on June 2026 ranges. The IDR 2bn is maintained, not spent.
Is the IDR 2 billion deposit returned?
The IDR 2bn is not paid to Immigration, so there is nothing to “return”. It stays in your name (bank account, property, or bond). When you no longer need the Second Home status and have met any local obligations, you can usually close the deposit or sell the asset subject to normal banking, tax, and land rules.
Are Second Home Visa fees separate from the deposit?
Yes. The deposit / capital requirement (IDR 2bn) is a wealth threshold, not a fee. Government Second Home Visa fees (visa, ITAS, re‑entry, biometrics) are separate PNBP charges paid to Immigration and are non‑refundable. Professional/agent fees are separate again.
Can paying more guarantee approval or faster processing?
No. PP 48/2021 and IMI-0740.GR.01.01/2022 do not create any “priority” channel based on higher fees or bigger deposits. Private agents may charge premium service fees for their time, but Immigration’s decision and pace remain discretionary and cannot be bought.
Where can I get up‑to‑date, personalised numbers?
Because government tariffs, FX, and market rates move, any figure on this page is a June 2026 snapshot. For a live breakdown tailored to your situation (single vs family, deposit vs property route, tax exposure), you can plan your trip with us; we’ll share updated numbers and, if you wish, connect you to a vetted WhatsApp‑based professional for execution.