Information, not advice: Second Home Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. The Second Home Visa is a non-working visa; the IDR 2 billion deposit is IDR-set and FX-exposed, rules change by regulation, and figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.
Indonesia second home visa application is the process of obtaining an e‑Visa (index E33F) that lets you live in Indonesia for 5–10 years based on a proof‑of‑funds requirement. This page breaks down the second home visa indonesia application process step by step: what Immigration actually checks, how the bank deposit works in practice, and where delays tend to happen.
What the Second Home Visa Is (and Isn’t)
The Second Home Visa is an Indonesian stay permit route introduced via:
– Government Regulation (Peraturan Pemerintah) **PP 48/2021**
– Directorate General of Immigration Circular **IMI‑0740.GR.01.01/2022** on the Second Home Visa
At a simple level:
– It is a **long-stay, non‑work** visa (index **E33F**) for foreigners and certain ex‑Indonesian citizens.
– It is based on a **proof‑of‑funds** requirement currently set at **IDR 2,000,000,000** (two billion rupiah, last verified **June 2026**), or ownership of eligible Indonesian property (per IMI‑0740).
– It can lead to a 5‑year or 10‑year stay permit, but does **not** by itself grant a permanent stay or Indonesian citizenship.
– It **does not allow you to take up employment in Indonesia** (we cover the work limits below).
The regulation sets the framework; the actual second home visa indonesia procedure is via the online e‑Visa system managed by the Directorate General of Immigration (Direktorat Jenderal Imigrasi, or “DGI”).
We are **not** the government, not the DGI, and not a law firm. We track how the rules are being applied in real applications and keep this page updated as practice shifts.
Key Money Requirement: IDR 2 Billion Proof of Funds
Under Circular **IMI‑0740.GR.01.01/2022**, approval of an Indonesia Second Home Visa application is tied to proof that you have:
– Funds of at least **IDR 2,000,000,000** (two billion rupiah)
– last verified **June 2026**, amount set by Circular IMI‑0740
– roughly **USD 120,000–130,000** using typical mid‑market exchange ranges, but your bank’s FX rate may differ; Immigration treats it as a **fixed rupiah amount**, not a USD figure; **or**
– Ownership of **luxury property** in Indonesia meeting criteria set out in related regulations [VERIFY exact current property criteria with a specialist; rules have been adjusted several times since 2022].
Two separate stages matter in practice:
- Stage 1 – Application proof
- You upload evidence of funds (usually an offshore bank statement) during the e‑Visa application. This is where Immigration first checks you meet the IDR 2bn threshold on paper.
- Stage 2 – Onshore deposit / asset proof
- Within a fixed time window after arrival, you must place the eligible funds in an Indonesian state‑owned bank (bank BUMN) account in your name or show accepted property proof, then upload that evidence. Failure can lead to cancellation of the stay permit. The original Circular mentioned **90 calendar days** from entry; several local offices now apply tighter practical expectations. Treat this as **policy‑sensitive** and confirm timing before you fly. [VERIFY current enforcement window locally.]
Our **canonical funding sentence**:
We are an independent information platform; **no one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.**
Who Is Eligible in Practice
Regulation‑level eligibility is relatively simple. Practice is more nuanced.
Core eligibility (per IMI‑0740.GR.01.01/2022)
You can apply if:
– You are a **foreign national** with a valid passport; or
– You are a **former Indonesian citizen** (ex‑WNI) holding a foreign passport; and
– Your passport is valid for at least **36 months** from the date of entry (some officers still apply a 6‑month minimum for certain sub‑steps, but the Second Home framework is long‑term); and
– You can show:
– **IDR 2bn** proof of funds **or**
– Eligible Indonesian property proof (as referenced above).
Bahasa shorthand you’ll hear:
“Visa Second Home, indeks E33F, butuh bukti dana dua miliar rupiah, paspor masih berlaku, dan rencana tinggal jangka panjang di Indonesia.”
Who is often accepted in practice
Based on current patterns (last reviewed **June 2026**):
– Retirees and financially independent individuals
– Remote business owners with income generated **outside Indonesia**
– High‑earning professionals between contracts, not planning to work locally
– Spouses/children of a main Second Home holder (through linked dependent permits, not by separate IDR 2bn deposits per person in all cases — this is route‑specific and officers vary. [VERIFY for your family composition before filing.])
Common application red flags
These do not automatically mean refusal, but they tend to trigger more questions, slower processing, or higher refusal risk:
– Funds that **only barely** exceed IDR 2bn and fluctuate below that level within the statement period
– Funds held in **high‑volatility assets** (e.g., certain crypto balances) that are not clearly documented in a mainstream bank statement
– **Short passport validity** (near the minimum) or damaged passports
– Long strings of Indonesian short‑stay visas or overstay history
– Applicants clearly planning to **work for an Indonesian entity** (see work section)
– Bank statements that are:
– Untranslated (for non‑English/Bahasa)
– Heavily redacted
– From small financial institutions without clear international presence
Indonesia Second Home Visa Application: Step‑by‑Step
This is the real‑world second home visa indonesia application process as it currently operates online (last reviewed **June 2026**). Regulation does not guarantee timelines; these are typical patterns only.
1. Decide where you will apply from
As of now, there are two main practical routes:
– **Offshore application (most common)**
You are outside Indonesia. You apply online for an **e‑Visa E33F**. Once approved, you enter Indonesia using that e‑Visa and convert it into a stay permit (ITAS).
– **Onshore change of status [limited and policy‑sensitive]**
Some applicants already in Indonesia on another visa (e.g., B211A) have been able to convert to Second Home onshore. This is highly dependent on:
– Your current visa category
– Local immigration office practice
– Overlapping policy memos that may change without wide publication
Treat **in‑country conversion** as a **case‑by‑case discretionary path**, not a guaranteed second home visa indonesia procedure. If this route matters to you, speak to a specialist and ask them to show you **recent approvals** at your intended local office.
2. Prepare your core documents
At minimum, you can expect to need:
– **Passport scan**
– Biodata page (clear, in colour)
– With at least **36 months** remaining validity (per IMI‑0740’s long‑stay orientation)
– **Recent photo** (passport‑style)
– **Proof of funds**
– Bank statement(s) showing at least **IDR 2,000,000,000 equivalent** in your name
– Usually covering **1–3 months** history; some officers focus most on the current balance line
– If in foreign currency, Immigration will convert using **their** indicative rate on file, not your bank’s
– **Statement of intent / purpose letter**
– Simple explanation that you intend to live long‑term in Indonesia on a non‑work basis under the Second Home Visa framework
– **Address in Indonesia** (domicile)
– Hotel, rental, or owned property address; regulations don’t demand ownership, but they do want a contactable address
Additional items commonly requested in practice:
– **Birth certificate / family card equivalents** for dependants
– **Ex‑Indonesian citizen proof** (e.g., old Indonesian passport or exit documents)
– **Translations** if your bank documents are not in English or Bahasa Indonesia
3. Create an online Immigration account
You or your representative will:
1. Register on the official DGI visa portal (online immigration system).
2. Verify your email.
3. Complete your **personal profile** with:
– Passport details
– Contact information
– Indonesian address
Some applicants file **directly**; others engage a licensed immigration consultant. We are not an agent; we refer to vetted partners where requested.
4. Complete the E33F e‑Visa application
Within the portal you:
– Select the **visa type**: Second Home / E33F
– Fill in:
– Personal details
– Travel history
– Expected arrival airport
– Guarantor / sponsor information if applicable (some routes are structured as “self‑sponsored” in the system; others through an Indonesian guarantor)
– Upload:
– Passport scan
– Photo
– Proof of funds (bank statement or property evidence)
– Supporting letters
5. Pay the official visa fee
Official fees are set by regulation (see PP 48/2021 and later tariff regulations). Payment is done online via the DGI system.
– Expect a government fee in the range of **a few million rupiah** for the visa and associated ITAS issuance, **last verified June 2026**.
– Payment methods include virtual account and selected cards; failure or time‑outs on payment are a common early delay factor.
We do **not** list a fixed figure here because fee tables shift and local consulates sometimes apply transitional tariffs. Always verify the number shown in the official portal on the day you pay.
6. Immigration assessment: what is actually checked
Once submitted and paid, your file enters **Immigration review**. In practice they focus on:
– **Identity and security**
– Passport authenticity
– Interpol / watchlist checks where applicable
– Indonesian overstay or deportation history
– **Funds sufficiency and clarity**
– Is the **nominal amount** clearly above IDR 2bn on the statement date?
– Is the owner’s name identical to the applicant?
– Is the institution recognisable and stable?
– Are there signs of “borrowed” funds (sudden same‑day giant transfer in, no history)?
– **Purpose and consistency**
– Does your stated purpose match a non‑work, long‑stay lifestyle?
– Is there anything obviously inconsistent (e.g., saying you won’t work while attaching an Indonesian job contract)?
They do **not** typically ask for:
– Source‑of‑funds detail at the level used in anti‑money‑laundering inquiries, **unless**:
– Your profile triggers risk flags, or
– Bank documents are opaque or extremely recent
Still, be prepared to explain large one‑off inflows if they occurred shortly before your statement date.
7. Processing times: regulation vs reality
The Circular aims for **fast processing**, but it does **not** guarantee a set day count for approval.
Based on tracked cases (last reviewed **June 2026**):
– **Straightforward files**:
– **5–10 working days** from payment to e‑Visa issuance is typical.
– **More complex files** (unusual bank documents, ex‑WNI with older records, onshore conversions):
– **2–4 weeks** is common.
– **Outliers**:
– >30 days can occur if additional documents are requested, public holidays stack up, or there are system outages.
There is no guaranteed “express” upgrade inside the DGI system for this category. Any faster handling tends to be relationship‑driven at the local office level, not a formal product.
8. Receiving and checking your e‑Visa
If approved, you receive an **e‑Visa PDF** by email and in your online account. Check:
– Name spelling
– Passport number
– Visa index (**E33F**)
– Validity dates and conditions
Print a copy and keep the PDF handy on your phone. Airlines and border officers routinely ask to see it.
9. Entering Indonesia with the e‑Visa
Use the e‑Visa to **enter Indonesia** through a designated airport or seaport.
At arrival, officers may:
– Stamp your passport with an entry stamp referring to the e‑Visa
– Remind you (sometimes in Bahasa) about the **deposit requirement**:
“Dalam waktu X hari setelah tiba, wajib menunjukkan bukti penempatan dana dua miliar rupiah di bank BUMN atau bukti kepemilikan properti yang sah.”
Remember:
The **e‑Visa** is the pre‑entry approval; the **ITAS (stay permit)** is then issued/activated in country. For Second Home, the line between them is sometimes blurred in practice, but both steps exist in law.
10. Opening the Indonesian bank account and placing the deposit
Within the period allowed (historically up to **90 days** from entry under IMI‑0740, but actively [VERIFY] at the time you apply), you must:
1. **Open an account** at a qualifying **state‑owned bank** (e.g., BRI, BNI, Mandiri, BTN — list not exhaustive).
2. **Transfer at least IDR 2bn** into that account in your own name.
3. Obtain **official bank confirmation** (surat keterangan / bank letter or statement) clearly stating:
– Account holder name
– Bank name (state‑owned)
– Balance of at least IDR 2,000,000,000
– Date of issuance
Some banks require you to present:
– Passport
– e‑Visa or entry stamp
– NPWP (Indonesian tax number) in some cases, though this is variably enforced for non‑resident account opening
Expect account‑opening to take **1–5 working days** depending on the branch and your documentation.
11. Uploading the deposit proof and finalising ITAS
After your deposit is in place, you or your representative:
– Upload the **bank letter / statement** via the Immigration system or provide it to the designated Immigration office, depending on the workflow used in your city.
– Complete fingerprints and photo (**biometrics**) at the local office if required.
– Wait for issuance of your:
– **Electronic ITAS** (e‑ITAS) showing your Second Home status
– Updated digital residence documentation where available
Failure to present a qualifying deposit or property proof within the specified window can result in:
– Refusal to issue the ITAS
– Cancellation of your stay permission linked to Second Home
– Potential requirement to exit Indonesia
Common Delays and How They Actually Happen
Document and bank‑related delays
– **Fuzzy scans** of bank statements
– **Non‑matching names** between passport and bank account
– Bank letters missing the **IDR amount** or date
– Use of **non‑state‑owned banks** for the deposit stage (even if the amount is large enough)
System and timing delays
– DGI system maintenance windows
– National holidays (Idul Fitri, Christmas/New Year) creating backlogs
– Late‑day submissions near office closing time
User‑side delays
– Waiting to open the Indonesian bank account until the **last weeks** of the 90‑day window
– Not checking email for **additional document requests** (Immigration often gives short response windows)
– Starting the application with a passport close to renewal and then having to **restart** after getting a new passport
If your file stalls beyond 3–4 weeks without clear feedback, a local follow‑up at the relevant Immigration office often helps clarify status.
If you want a vetted local specialist to monitor that process, you can plan your trip and long‑stay with one of our partner consultants via WhatsApp.
Can You Work on a Second Home Visa?
Plain answer: **No, the Second Home Visa does not grant work rights in Indonesia.**
What “no work rights” actually means
Under PP 48/2021 and related manpower/immigration rules:
– You **cannot**:
– Take a salaried job with an Indonesian company
– Be listed as an employee in an Indonesian payroll system
– Perform work activities that normally require a **work KITAS** (e.g., standard expatriate positions, many director roles)
– You **can**, in practice:
– Manage your **overseas business remotely** (online calls, laptop work) as long as the entity and income are **outside Indonesia**
– Hold **passive investments** (e.g., shares in foreign or Indonesian entities under the respective investment rules)
– Sit on certain board positions structured to comply with manpower regulations, but this is a structured corporate/tax issue, not an automatic right from the visa alone [requires specialist advice].
Bahasa summary often used by officers:
“Visa Second Home itu izin tinggal, bukan izin kerja. Boleh kerja jarak jauh untuk perusahaan luar negeri, tapi tidak boleh dipekerjakan oleh perusahaan Indonesia tanpa izin kerja terpisah.”
If your **primary purpose** is to work for an Indonesian entity, the relevant route is usually a **work KITAS**, not Second Home. Some people use Second Home as a lifestyle base while setting up compliant corporate structures — that sits squarely in tax and legal advice territory.
Tax: When Are You Tax‑Resident?
Immigration and tax rules are separate. The Second Home framework does **not** automatically exempt you from Indonesian tax.
Under Indonesia’s core tax residence rules (based on general tax law, last widely referenced **June 2026**):
You are likely considered an **Indonesian tax resident** if:
– You stay in Indonesia for **more than 183 days in any 12‑month period**; or
– You are present in Indonesia and **intend to reside** here (which a multi‑year Second Home often suggests).
Key practice‑based points:
– Many Second Home holders cross the 183‑day threshold and thus fall into the **tax resident** category.
– As a tax resident, you may be taxed on **worldwide income**, subject to double‑tax treaties and evolving “territoriality” reforms. Indonesia has been testing different approaches in response to global mobility; details matter and change.
– Some local tax offices are still adjusting their processes to the Second Home category; treatment can vary by region.
This is where this page stops and your **tax advisor** should start. We provide information, not advice, and Second Home interacts tightly with global tax planning. Do not assume that “no job in Indonesia” means “no Indonesian tax obligations.”
Comparison: Second Home vs Classic Retirement / Work KITAS
| Feature | Second Home Visa (E33F) | Retirement KITAS | Work KITAS |
|---|---|---|---|
| Core legal basis | PP 48/2021 + Circular IMI‑0740 (Second Home) | Older retirement regulations (various); not Second Home framework | Manpower & immigration regs on foreign workers |
| Funds requirement | IDR 2bn proof of funds / property (last verified June 2026) | Lower, usually proof of pension/income; no IDR 2bn rule | No personal deposit requirement, but company capital rules apply |
| Work rights | No direct work rights | No work rights | Yes, for the specific employer and role |
| Typical duration | 5–10 years stay potential | 1 year, renewable | 1–2 years, renewable |
| Minimum age | No formal “retirement age” rule | Usually 55+ in practice | No specific age, but role‑dependent |
| Main use case | Capital‑based long stay, lifestyle base | Classic pensioner / retiree stay | Employees, consultants, executives |
Second Home Application FAQs
What is the basic second home visa indonesia application process?
You create an online account on the official Immigration portal, select visa type E33F, upload your passport, photo, and proof of at least IDR 2bn funds or qualifying property, pay the official fee, and wait for e‑Visa assessment. If approved, you enter Indonesia on the e‑Visa, then within the allowed window place the IDR 2bn deposit in a state‑owned bank or confirm property, complete biometrics, and receive your long‑stay permit.
Can I submit a second home visa indonesia application while I am already in Indonesia?
In some cases, yes, via onshore change of status, but it is discretionary and policy‑sensitive. Approval depends on your current visa type, local Immigration office practice, and up‑to‑date policy memos. There is no guaranteed right to convert in‑country; many applicants still apply offshore for clarity.
How long does the second home visa indonesia application process usually take?
Straightforward offshore applications typically see e‑Visa issuance in around 5–10 working days after payment, while more complex or onshore cases can take 2–4 weeks or longer. There is no statutory guarantee; holidays, document questions, and system issues can extend timelines beyond 30 days.
Does the IDR 2bn deposit have to stay locked in the Indonesian bank?
Regulations require you to demonstrate placement of at least IDR 2bn in a state‑owned bank account in your name or qualifying property ownership; ongoing balance requirements and enforcement practice vary and have evolved since 2022. Because this area changes and can be applied differently by local offices, you should verify the current expectations with a specialist before and after your initial deposit.
Who is Second Home Visa Indonesia and how are you funded?
We are an independent information platform tracking real‑world practice under PP 48/2021 and Circular IMI‑0740 for the Second Home Visa. We are not the government, not the Directorate General of Immigration, and not a law firm, so this page is information, not personalised legal or tax advice. Our funding model is simple: no one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you. If you want to be matched with a vetted immigration or tax specialist via WhatsApp, you can plan your trip and long‑stay setup with us.