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Indonesia Second Home KITAS: How the Stay Permit Works

Indonesia Second Home KITAS: How the Stay Permit Works

Information, not advice: Second Home Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. The Second Home Visa is a non-working visa; the IDR 2 billion deposit is IDR-set and FX-exposed, rules change by regulation, and figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.

Indonesia second home KITAS is the physical stay-permit card you receive after your Second Home e‑Visa (E33F) is approved and converted on arrival in Indonesia. In practice, “Indonesia Second Home KITAS” means a limited stay permit (Izin Tinggal Terbatas) for 5 or 10 years, tied to the IDR 2 billion deposit rule and strict no‑work conditions.

What is the Indonesia Second Home KITAS, exactly?

In regulatory language, “Second Home” is a **limited stay permit** and **limited stay visa** category created by:

– **Permenkumham No. 22 Tahun 2022** on visas and stay permits, and
– The **Circular of the Director General of Immigration No. IMI-0740.GR.01.01 Tahun 2022** on Second Home Visa and Second Home ITAS (KITAS).

Key points:

– The **visa** you apply for offshore is the **Second Home Visa (E33F)**.
– Once you enter Indonesia and register your stay, that visa is converted into a **Second Home ITAS**.
– The **KITAS card** is the **physical card** (and digital record) that proves your ITAS status.

So:

– **Visa = right to enter** under Second Home.
– **KITAS (ITAS) = right to stay** 5 or 10 years under Second Home.
– **Card = evidence**, not a separate status.

Immigration and most agents will casually say “Second Home KITAS Indonesia” to refer to the whole package: residence rights, deposit requirement, and card.

Atomic facts about the Second Home KITAS Indonesia

These are practice-based facts, cross-checked against current regulations and Circulars. Anything time-sensitive is date‑stamped.

Legal basis
Permenkumham No. 22/2022; Dirjen Imigrasi Circular IMI-0740.GR.01.01/2022
Visa code linked to KITAS
Second Home Visa (E33F), offshore application only
Stay permit type
ITAS (Izin Tinggal Terbatas) – Limited Stay Permit, documented as a second home visa KITAS card
Main purpose
Medium-long term residence (living/retiring/remote-owning assets), not local employment
Deposit amount
IDR 2,000,000,000 per main applicant, placed in a state-owned bank. Figure active in policy as at 15 June 2026 [VERIFY before you act].
Deposit timing
Proof required during visa (E33F) application and reconfirmed at KITAS issuance
Stay duration options
5 years or 10 years ITAS, aligned with e‑Visa validity option chosen
Family inclusion
Spouse and children can be included as dependants (no additional IDR 2bn each under current Circular)
Conversion to KITAS
On arrival in Indonesia with E33F, then registration and biometrics at local immigration office
Work rights
No right to take up employment or earn local salary; limited room for passive income and ownership structures
Tax residence
Determined by Indonesian tax rules (≥183 days presence or intention) – Second Home itself does not give an exemption
Card validity vs passport
KITAS cannot extend beyond passport validity; expect to renew KITAS after passport renewal

For context on the upstream e‑Visa process, see our main pillar guide: Indonesia Second Home Visa (E33F): Deposit, Eligibility, Application.

From Second Home Visa to KITAS card: the lifecycle

The Second Home route has two distinct stages:

1. Offshore: E33F e‑Visa approval

You (or a representative) apply **from outside Indonesia** for an **e‑Visa E33F**. Core components, as specified in the Circular:

– **Eligibility category:** foreigner with proof of funds / deposit or luxury property, plus family dependants.
– **Deposit proof:** letter or statement from a **state-owned bank (Bank Milik Negara)** showing the **IDR 2bn** deposit, or equivalent supporting document if the regulation alternative applies (e.g., luxury property evidence if/when formally enacted; [VERIFY] locally as this area has shifted several times).
– **Document basics:** passport validity, recent photos, CV/statement of purpose, clean record declarations.

The e‑Visa is issued digitally if approved; there is no promise in law that any given application will pass, even if complete. Immigration retains discretion.

2. Onshore: converting the visa into an ITAS (KITAS)

Once the E33F is granted:

1. **Enter Indonesia** using the E33F (it is a single entry visa for Second Home).
2. **Register at the local Kantor Imigrasi** within the timeframe stated on your e‑Visa grant letter (typically within 30 days of first entry; check your grant as practice can be stricter in some offices).
3. **Submit biometrics and documents** for ITAS issuance.
4. **Receive your Second Home ITAS & KITAS card** – either physical card + digital record, or digital only in some pilot areas, depending on the latest implementation policy.

At that point you are no longer on a “visa stay” but on a **limited stay permit**; your obligations and rights are those of a KITAS holder.

Stay duration: 5‑year vs 10‑year Second Home KITAS

Both the visa and the KITAS come in **two length options**:

– **5‑year Second Home KITAS**
– **10‑year Second Home KITAS**

Regulations state that the duration is granted **based on the application** and immigration approval. In practice:

– You **choose** 5 or 10 years at the visa application stage (E33F).
– The issued ITAS will normally mirror that choice, constrained by your passport validity.

Passport limitation: Your KITAS **cannot extend beyond your passport’s expiry date**. If you apply for a 10‑year Second Home KITAS but your passport is only valid for 8 more years, immigration may:

– Issue ITAS for up to the remaining passport validity;
– Require re‑processing (with fees) once you renew your passport.

The IDR 2bn deposit: how it links to the KITAS

The **IDR 2,000,000,000 deposit** is the political lightning rod of the Second Home program.

– Amount: **IDR 2bn per main applicant**, still stated in Circular IMI-0740.GR.01.01/2022 as of **15 June 2026 [VERIFY]**.
– Required for:
– **Visa application (E33F)**: you attach proof of the deposit.
– **Ongoing KITAS validity**: regulations give immigration the power to check you still meet the requirements, including funds.

Bank type: the Circular is explicit: the deposit must be placed in a **state-owned bank** (Bank Milik Negara), such as BRI, BNI, Mandiri, BTN. The exact bank list is not written in the Circular but follows the legal definition of state-owned banks.

Ownership and access: The deposit remains in an account under your name. This is **not a fee** or a non‑refundable bond. However:

– The regulations expect you to **keep the qualifying funds** in place for the life of your stay.
– If you **withdraw below the requirement**, you risk non‑renewal or revocation if immigration audits your status.

Alternatives to deposit? There have been public statements about **luxury property ownership** as an alternative proof. Implementation has moved slower than press statements; the firm ground remains:

– **Use only what is written in current Circulars and PP** when planning.
– Treat social media posts and speeches as *indicators*, not law.

If you need practical execution (opening accounts, deposit letters), speak with a regulated local adviser; if you proceed with our partner they may pay us a referral fee at no extra cost to you. For a vetted introduction, you can plan your trip and ask for WhatsApp-based planning support.

What the Second Home KITAS lets you do (and what it does not)

Residence and movement rights

A valid Second Home ITAS / KITAS generally gives you:

– **Legal residence** in Indonesia for 5 or 10 years, conditioned on compliance.
– Ability to **enter and exit multiple times** if you add the **multiple re‑entry permit (MERP)** to your ITAS.
– The right to **rent or own certain property types** in your name, per separate land and apartment rules (strata title for foreigners, HGB via PMA company, etc.). These are governed by separate regulations from immigration.

MERP is essential if you plan to travel:

– Without MERP, leaving Indonesia can automatically cancel your ITAS.
– With MERP, you can leave and return during its validity (often aligned with your KITAS length or capped under current rules).

No work rights – this is crucial

The Second Home KITAS is **not a work KITAS**.

Regulations and explanatory notes make clear:

– You **cannot** use Second Home to take up local employment.
– You **cannot** work in an Indonesian company and earn a local salary under this permit.
– Companies **cannot** sponsor your Second Home ITAS as an employee; sponsorship is personal/individual.

Misusing the KITAS for work could trigger:

– **Immigration sanctions** (fines, deportation, blacklisting).
– Problems at tax office if your activity profile and declared status mismatch.

What about remote work and global income?

The regulations do not specifically ban **remote work for a foreign employer** while you are in Indonesia on Second Home. However, you face **two separate risk lines**:

1. **Immigration:**
– They look at **local economic participation and employment**, not remote work per se.
– Low profile remote work (foreign employer, foreign clients, no Indonesian staff, no local invoices) is generally treated as **outside employment regulation**.
– Running any activity that *looks* like a local business (local marketing, local team, Indonesian clients) can be interpreted as working or operating without the proper visa.

2. **Tax:**
– If you are physically in Indonesia long enough or intend to live long-term, you may be considered an **Indonesian tax resident**, regardless of where your employer is.
– As a tax resident, global income is potentially taxable in Indonesia, with relief from tax treaties.

This is where you move beyond immigration law into tax law. Get written guidance from a licensed tax adviser; we provide information, not personalised tax advice.

Tax residence: Second Home KITAS and Indonesian tax rules

Your **Second Home status** does **not** itself decide your tax residency. The standard Indonesian test (UU PPh and practice) is:

You become an **Indonesian tax resident** if:

– You stay **≥183 days in any 12‑month period**, or
– You are present in Indonesia and intend to reside here (shown by family, home, KITAS, etc.).

Once classed a tax resident:

– **Worldwide income** is typically taxable in Indonesia.
– Tax treaties can reduce double taxation but rarely eliminate the need to file locally.
– There are **separate programs** (e.g., tax amnesty, high-net-worth incentives) that might apply, but they sit outside Second Home immigration rules.

The current Second Home framework does **not** guarantee:

– Tax exemptions on foreign income.
– Automatic non‑dom status.
– “Pay tax only on Indonesian income” as a blanket rule.

Some marketing pages blur this distinction. The underlying regulations do not. Treat every “tax-friendly” claim as **marketing** until a tax professional confirms it against the latest DG Tax Circulars.

Family members and dependant Second Home KITAS

The Circular allows **spouse and children** to obtain **derivative Second Home ITAS** based on the main holder.

General pattern in practice:

– **Main applicant:** meets deposit/asset requirement; obtains E33F and then Second Home KITAS.
– **Spouse and children:** apply as **dependants** using the main holder’s status, marriage certificate, birth certificates, and similar documentary proof.

Key points:

– Under current Circular, there is **no extra IDR 2bn deposit per dependant**; the requirement is attached to the main holder.
– Dependants **inherit the same stay length** (5 or 10 years) but also have **no work rights**.
– Children approaching **18 or 21** may need to transition to a different permit category – watch the age thresholds in practice at local offices.

Second Home KITAS vs other Indonesian KITAS types

To put Second Home into context, here is a high-level comparison against two other common KITAS routes based on current rules and market practice.

Feature Second Home KITAS Work KITAS (Employment) Retirement KITAS
Main legal basis Permenkumham 22/2022 + IMI-0740/2022 Permenkumham 22/2022 + manpower regs Permenkumham 22/2022 + specific retirement articles
Typical duration 5 or 10 years 1–2 years, renewable 1 year, renewable up to 5 years
Deposit / financial requirement IDR 2bn state-bank deposit (as at 15 June 2026 [VERIFY]) Company capital + RPTKA + salary thresholds Monthly pension/ income proof (~USD 1.5k+; check current rule)
Work rights No Yes, for sponsor company & approved role No
Minimum age Not explicitly “retiree only” Adult; job-specific Generally ≥55 years (check latest Circular)
Family sponsorship Yes, as dependants under Second Home Yes, as dependants of employee Yes, with conditions
Best suited for High-net-worth residents, long-stay with flexibility Professionals hired by Indonesian entities Older retirees with stable pension

This is a simplified snapshot, not a full legal matrix. For edge cases (business owners, digital nomads, mixed families) you often need a blended route (PMA + work KITAS + family KITAS, etc.), not just Second Home.

Applying for the Second Home KITAS in practice

Because the KITAS is the **result** of the E33F visa + arrival process, your planning focus should be:

1. Pre‑application: decide if Second Home fits your profile

Questions to ask yourself:

– Can you comfortably place **IDR 2bn** in a state bank for the medium term?
– Is your priority **flexible long stay** rather than local employment?
– How will this interact with your **tax residency** in your home country?

If you know you want to work **for an Indonesian company**, Second Home is usually the wrong path.

2. Build a compliant documentation file

Based on current Circulars and practice, a typical file includes:

– Passport (valid well beyond the requested KITAS period if possible).
– Civil documents (marriage certificate, birth certificates) for dependants.
– Bank letter or statement from a **state-owned bank** showing the deposit (or other qualifying proof if a new regulation has taken effect).
– Photos, forms, and any specific declaration forms required in the current online system (Molina / e‑Visa portal).

Because platform requirements change frequently, always confirm the **latest document checklist** before submitting. Agent websites lag; government portals may be mid-update; cross-check both.

3. Submit E33F, then plan your arrival

Once E33F is submitted:

– Processing times fluctuate; Circulars do not guarantee a fixed timeline.
– Track for **requests for additional information** – this is common.
– After approval, **enter Indonesia** before the visa validity window closes.

Then:

– Register at your local **Kantor Imigrasi**.
– Attend biometrics.
– Receive your **Second Home KITAS card** (physical/ digital, depending on area implementation).

If you need a step‑by‑step run-through aligned with your passport, family structure, and property plans, you can plan your trip with us and we’ll map the process over WhatsApp in practical terms.

Independence and how we work

Second Home Visa Indonesia is **not** an immigration agent. We:

– Read and track **PP, Permenkumham, and Circulars**.
– Compare those texts to **what actually happens** at immigration counters and banks.
– Publish that gap, clearly labelled as **regulation vs practice**.

We work with a small pool of vetted legal and visa practitioners. Independence line:

– **No one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.**

Use this page as a **starting file**, not as a substitute for personalised professional advice.

FAQs about the Indonesia Second Home KITAS

Does the Indonesia Second Home KITAS allow me to work in Indonesia?

No. The Second Home KITAS does not give you the right to work for an Indonesian entity or earn a local salary. It is a residence permit only. If you plan to be employed in Indonesia, you need an employment-based work KITAS sponsored by a company under separate regulations.

Can the IDR 2bn deposit requirement for Second Home KITAS change?

Yes. The IDR 2bn figure exists in a Circular, not the Constitution. Policy can and does change, sometimes quickly. As of 15 June 2026 the official requirement is still IDR 2,000,000,000 per main applicant placed in a state-owned bank, but you should verify the current rule before committing funds.

Is the Second Home KITAS better than a Retirement KITAS?

“Better” depends on your profile. Second Home typically offers longer stay (5 or 10 years) and is not age-restricted like Retirement, but it requires a large deposit and still forbids work. Retirement KITAS has lower financial thresholds but shorter validity and age limits. Many older applicants still choose Retirement if the deposit is not practical.

Will I become an Indonesian tax resident on a Second Home KITAS?

You may, but not because of the KITAS label itself. Tax residency depends on your days in Indonesia (generally 183+ in any 12 months) and your intention to reside. If you live in Indonesia most of the year on a Second Home KITAS, you are very likely to be treated as a tax resident under Indonesian tax law.

Can I switch from a Second Home KITAS to a different KITAS type later?

In many cases, yes, via an onshore conversion or by exiting and reapplying, subject to regulations in force at that time. For example, moving from Second Home to a work KITAS usually requires a company sponsor and fresh approvals. Each switch involves new applications and fees; there is no automatic upgrade path.

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