Information, not advice: Second Home Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. The Second Home Visa is a non-working visa; the IDR 2 billion deposit is IDR-set and FX-exposed, rules change by regulation, and figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.
The second home visa Bali requirements are set nationally by Indonesia’s immigration law, then applied in Bali the same way as in Jakarta or Surabaya. In practice though, Bali applicants run into very specific questions about the IDR 2 billion deposit, Bali second home visa bank options and document formatting — this guide walks through the rules and the local reality.
Before we start: this page is information, not advice. It’s based on national regulations (especially Permenkumham / Minister of Law & Human Rights Regulation about the Second Home Visa) and official circulars, plus local experience in Bali checked against those rules. Requirements and interpretations move; always reconfirm key points ([VERIFY]) before you wire money or book flights.
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## What is the Second Home Visa for Bali?
Indonesia’s Second Home Visa (Visa Rumah Kedua) is a long-stay stay permit (5 or 10 years) for foreigners with significant assets, who want to live in Indonesia without working in-country or running an Indonesian business.
There is no separate “Bali-only” category — but:
– Most applicants list a Bali address.
– Many arrange their proof-of-funds via a Bali second home visa bank.
– Bali immigration offices (Denpasar, Ngurah Rai, Singaraja) each have slightly different documentation habits within the same national rules.
Core legal basis (national, not Bali-specific):
– Immigration Law No. 6/2011 (UU Keimigrasian)
– GR / PP No. 31/2013 as amended by PP No. 26/2016
– Permenkumham on Second Home Visa (see latest consolidations via Dirjen Imigrasi circulars; [VERIFY] as numbers get updated)
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## Quick facts: Bali Second Home Visa at a glance
- Visa type
- Second Home Visa (Visa Rumah Kedua) – long-stay limited stay visa
- Main use case
- Living long-term in Indonesia (often Bali) without local work or running a PT PMA
- Stay duration options
- 5 years or 10 years (chosen at application, subject to approval)
- Core financial requirement
- Proof of at least IDR 2,000,000,000 (~two billion rupiah) in an Indonesian bank or qualifying property ownership – figure widely cited from late 2022–2024 circulars; last checked: June 2026 [VERIFY]
- Key Bali-specific nuance
- Most applicants use Bali branches of national banks; document formatting and translations often checked more strictly by Ngurah Rai/Denpasar immigration
- Work rights
- No right to work for an Indonesian entity or earn Indonesia-sourced active income
- Family members
- Spouse/children can usually apply as dependants with relaxed financial proof (under the same main holder)
- Property ownership
- Can be used in parallel with Hak Pakai / Right-of-Use titles, but does not itself grant land-ownership rights
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## Second Home Visa Bali requirements: the core list
These are the national second home visa requirements that apply equally in Bali. Think of them in four buckets: eligibility, financial proof, documents, and procedural steps.
### 1. Eligibility: who the Second Home Visa suits
Based on the current regulations and circulars, typical profiles who fit the rules:
– Foreign nationals (non-Indonesian citizens).
– With long-term funds or suitable property in Indonesia.
– Comfortable committing to no local employment.
Typical Bali-based profiles:
– Retirees who are still active, want 5–10 years, and don’t fit the classic Retirement Visa.
– Remote workers / digital nomads paid from overseas, living in Canggu, Ubud, Sanur etc.
– Property-focused long-stayers using Hak Pakai on villas or apartments.
– Families who want school continuity without annual visa resets.
You must **not**:
– Have a record of serious immigration violations in Indonesia.
– Intend to work in Indonesia in a role that requires a work permit / KITAS.
### 2. Financial requirement: IDR 2 billion rule
Regulations require you to show significant ties to Indonesia. In practice this is usually:
– **IDR 2,000,000,000** (two billion rupiah) in:
– An Indonesian bank account in your own name, or
– Indonesian government bonds / instruments specifically accepted, or
– Documentary proof of **qualifying property ownership** with a certain minimum value (Hak Pakai / usage rights; rules vary and are still evolving).
Key points for Bali applicants:
– This IDR 2bn number was **publicly used by Immigration from October 2022 onward** and is still the base reference as of **June 2026 [VERIFY]**.
– Authorities can change the amount by circular — do not treat IDR 2bn as permanent.
– For Bali, most applicants use bank proof; property-value proof is more complex because:
– Not all notarial deeds or PPAT statements are accepted the same way by each office.
– Valuation and ownership type must map exactly to the immigration circular.
#### Is the IDR 2bn a locked deposit?
Regulations and practice distinguish between:
1. **Proof of funds** – balance statement or bank letter showing at least IDR 2bn at a point in time.
2. **Locked deposit** – a term deposit pledged as a guarantee.
Most recent practice:
– Many offices, including Bali, have **moved towards “proof of funds”** rather than a strictly frozen deposit, provided:
– The bank is Indonesian and supervised by OJK.
– The statement is recent (usually 1 month, some officers insist on 7–14 days).
– Some officers in Bali still **expect a time deposit certificate** or letter indicating the funds are held under your name for a minimum period.
Because interpretations vary by office and even by officer, this piece treats the “locked deposit” question as **practice, not statute** — always ask Immigration or your vetted partner to [VERIFY] the exact format before opening an account.
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## Bali second home visa bank options: local practice
There is no officially mandated “Second Home Visa bank”. Immigration only cares that:
– The bank is registered in Indonesia.
– The documentation clearly shows your full legal name and balance.
– The letter/statement is formatted in Bahasa Indonesia or bilingual.
Common patterns seen in Bali (no specific bank endorsement here):
– Applicants use **big national banks** (state-owned and major private banks) with branches in Denpasar, Kuta, Canggu, Ubud.
– Officers are familiar with these brands’ statements and seals, which reduces back-and-forth.
– Some smaller regional or digital banks might be accepted but can lead to more questioning or requests for additional legalization.
Local tips:
– Ask the bank for a **“surat keterangan saldo”** (balance confirmation letter) in Bahasa Indonesia, stamped (cap basah) and signed.
– Make sure your **name matches your passport** exactly — including middle names and order.
– If you use a time deposit, ask for a letter stating:
– Amount.
– Currency.
– Maturity date.
– That the deposit is in your name.
– Keep both:
– The official statement (mutasi rekening / rekening koran).
– The separate letter; officers often prefer one but may ask for the other.
If you’d like a second opinion on your Bali second home visa bank documents before you apply, you can ask our team to match you with a vetted local partner via plan your trip (WhatsApp coordination available).
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## Bali second home visa documents: detailed checklist
Below is a **generic checklist** based on current regulations and typical Bali practice. Immigration can request additional documents.
### A. Personal identity & travel
– Valid passport:
– Minimum 36 months validity recommended for a 5-year visa (longer for 10-year).
– At least a few blank pages.
– Recent passport-size photos:
– Immigration increasingly uses live biometrics instead, but some offices still ask for physical photos for files.
– Completed online visa application form (usually via the official Immigration e-visa portal).
– Proof of civil status:
– For dependants: marriage certificate / birth certificates, legalized and translated to Bahasa Indonesia or English if required.
### B. Financial proof
– Bank statement OR bank certificate from Indonesian bank:
– Shows at least IDR 2,000,000,000 under your name – or the amount set by the latest circular [VERIFY].
– Issued recently (check with your chosen office or partner; 1 month or less is common).
– If using property:
– Copy of land certificate (Hak Pakai / Right-of-Use or other allowed category).
– Deed of sale and purchase (AJB) or other ownership evidence.
– Valuation or tax documents showing property value meets the threshold.
– Notarial and language requirements are strict; expect this route to be more document-heavy than simple cash proof.
### C. Bali address & ties
– Intended address in Bali:
– Rental agreement, villa booking, or house ownership docs.
– Some officers accept a simple letter from the landlord confirming you can stay there.
– Optional but helpful:
– Explanation letter (in Bahasa Indonesia if possible) stating your intention:
– To live long-term.
– No intention to work in Indonesia.
– Ties to Bali (community, activities, schooling, etc.).
### D. Dependants (spouse/children)
For each dependant:
– Passport with sufficient validity.
– Family relationship proof:
– Marriage certificate for spouse.
– Birth certificates for children.
– Legalizations/apostilles + sworn translations as needed.
– Evidence they will be financially supported by the main Second Home Visa holder.
Dependants typically **do not** need to show an additional IDR 2bn each — they rely on the main holder’s eligibility, but always [VERIFY] current practice.
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## Step-by-step: How the Second Home Visa works in Bali
The process is national, but here’s how it usually plays out for a Bali-based applicant.
### Step 1 – Decide: 5-year vs 10-year
The choice impacts:
– Visa fee levels.
– How long you can stay before needing to renew or switch categories.
Regulations allow both, but **approval is discretionary** — Immigration does not guarantee 10 years just because you request it.
### Step 2 – Prepare your funds inside Indonesia
– Open an account at an Indonesian bank (in Bali or elsewhere).
– Transfer the funds from abroad; expect:
– International transfer fees.
– FX spread.
– Potential questions for large inbound transfers (anti-money laundering checks).
– Get your bank statement / certificate and confirm:
– Your full name.
– Balance.
– Date.
### Step 3 – Submit e-visa application
– Applications are generally online through the official Immigration system.
– Upload:
– Passport scans.
– Bank proof.
– Address details.
– Any supporting letters.
– Pay the official government fee (exact amount depends on length and is updated by regulation; check the latest [VERIFY]).
Processing time:
– Rules mention indicative processing times, but in practice:
– Simple, well-documented files: often processed in days.
– Files with property proof or unusual banks: can take longer.
No responsible agent or website can **promise** an approval time or outcome.
### Step 4 – Receive e-visa, travel to Bali
– Once approved, you receive an e-visa by email.
– You can enter Indonesia through any permitted entry point, including:
– Ngurah Rai International Airport (DPS) in Bali.
At arrival:
– Show your e-visa printout or digital copy.
– Normal arrival procedures (fingerprints, photo, entry stamp).
### Step 5 – Convert to stay permit & register locally
Within Indonesia you’ll typically:
– Finalize biometrics at the local immigration office (e.g., Denpasar / Ngurah Rai).
– Receive your multiple-year stay permit (ITAS/ITK status under the Second Home scheme).
– You may also need to:
– Register with your local banjar / village office (administrative, not immigration).
– Update address documents if you move within Bali.
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## What you can and cannot do in Bali on a Second Home Visa
### No work rights (this is the big trade-off)
The Second Home Visa is **not** a work visa. On this visa you:
– **Cannot**:
– Be employed by an Indonesian company, NGO, or foundation.
– Work as a freelancer for Indonesian clients.
– Hold a formal role in a PT PMA that requires a work KITAS (director, commissioner with day-to-day duties, etc.).
– **Can**:
– Work remotely for overseas employers / clients (your income source stays outside Indonesia).
– Manage your own foreign assets (stocks, crypto, overseas property) from Bali.
– Receive passive income from abroad.
Immigration focuses on **“Indonesia-sourced work”** — if money, clients, contracts or payroll are in Indonesia, you are in work-KITAS territory, not Second Home.
### Business and investment
– You can hold **shares in foreign companies** and manage them remotely.
– You can own shares in an Indonesian company (PT PMA) as a passive investor, but:
– If you also act as director or employee, you must have the matching work permit and KITAS.
– You can **own or lease property** under the forms legally allowed for foreigners (e.g., Hak Pakai usage rights; always work with a qualified notary/PPAT).
### Mobility
– Entry/exit:
– The Second Home Visa is a multiple-entry status; you can leave and re-enter during validity.
– Internal travel:
– You can live anywhere in Indonesia; you are not locked to Bali, even if your address is there.
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## Tax: living in Bali on a Second Home Visa
Indonesia’s tax rules are separate from immigration status. Key points:
– **Tax residency**: If you spend **more than 183 days** in Indonesia in any 12-month period, or intend to reside here, you are likely treated as an **Indonesian tax resident** under general tax law.
– Tax residents are, in principle, taxed on **worldwide income**, with relief via:
– Double tax treaties (if any between Indonesia and your home country).
– Specific incentives or exemptions that may be introduced or withdrawn over time.
Second Home Visa **does not automatically exempt you from Indonesian tax** just because your income is from abroad.
What many long-stayers do (practically):
– Consult an Indonesian tax consultant familiar with expat cases.
– Map:
– Their days in-country.
– Their existing tax residence.
– Treaty mechanics and any special rules for foreign-sourced income (which have changed in recent years [VERIFY]).
We are not tax advisers; we can introduce vetted Bali-based tax professionals via plan your trip if you prefer WhatsApp-based planning.
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## Comparison: Second Home Visa vs Bali long-stay alternatives
| Feature | Second Home Visa | Retirement Visa (KITAS) | Investor KITAS | Golden Visa (Indonesia) |
|---|---|---|---|---|
| Main purpose | Long-term living without working | Retired living, age-based | Managing/directing an Indonesian company | High-value investors / large asset owners |
| Age requirement | No fixed age limit | Typically 55+ (per retirement rules) | No formal upper age; fit for working age | No specific age; wealth is key |
| Core financial bar | IDR 2bn in bank or qualifying property [VERIFY] | Monthly pension/income thresholds + accommodation | Capital in PT PMA (hundreds of millions+ depending on sector) | Much higher investment (multi billion–trillion IDR levels) |
| Work rights | No local work | No local work | Yes, in line with your role & permit | Depends on subcategory; some allow work |
| Stay length | 5 or 10 years | Usually 1-year renewable | 1–2 years renewable | 5 or 10 years depending on investment |
| Best for Bali profiles | Asset-rich, non-working long-stayers & remote earners | Classic retirees | Entrepreneurs actively building a Bali-based business | Ultra-high-net-worth individuals |
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## Local tips for applying through Bali
These are practical observations from Bali cases; always sync them with current rules:
### 1. Get documents translated properly
– Many Bali officers are comfortable with English, but **official** documents in other languages generally need:
– Sworn translation into Bahasa Indonesia.
– Legalization/apostille from your home country.
– Don’t rely on casual translations; use **penerjemah tersumpah** (sworn translators) registered in Indonesia.
### 2. Over-document, within reason
Bali immigration offices can ask for:
– Extra proof of accommodation (photos, extended contracts).
– Clarification letters about your remote work (“pekerjaan di luar negeri”).
– Updated bank statements if time passes between application and landing.
Sending a clean, over-prepared pack (rather than the bare minimum) usually leads to fewer delays.
### 3. Time your funds wisely
If your IDR 2bn proof is tied up in:
– A term deposit with a specific maturity.
– Assets that move with market rates.
…then coordinate timing so that:
– The balance meets the threshold **on the date of your statement**.
– Exchange rate swings don’t push you below the equivalent figure if you hold in foreign currency then convert.
### 4. Plan for renewals and exits
Even with a 5- or 10-year permit:
– Rules change, and immigration policies are adjusted by circular.
– Keep:
– Copies of all submissions.
– Bank statements year-on-year.
– Tax filings if you become a tax resident.
If you later choose to start a Bali-based business or take a local role, you will need to **switch visa categories** (e.g., to Investor KITAS or work KITAS) rather than “adding” work rights to your Second Home status.
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## Independence & how we’re funded
Second Home Visa Indonesia is an independent information project focused on Indonesia’s long-stay options: Second Home, Golden Visa, Investor KITAS, Retirement Visa and regional comparisons like Malaysia’s MM2H. We draw from official regulations, government circulars, and structured field checks in Bali and other hubs.
No one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.
For personalised execution or a second look at your Bali second home visa documents, you can reach us via plan your trip — most partners are happy to coordinate via WhatsApp voice or chat.
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## FAQs: Second Home Visa Bali
Can I work remotely in Bali on a Second Home Visa?
Yes, you can normally work remotely for foreign employers or clients, as long as your income source remains outside Indonesia and you are not providing services to Indonesian entities. The visa does not permit local employment or Indonesia-sourced freelance work.
Does the IDR 2 billion need to stay in my Bali bank for the full 5 or 10 years?
Regulations focus on proof of funds at application; in practice some officers expect to see that level maintained, others focus only on the initial requirement. There is currently no transparent, publicly stated rule that you must keep IDR 2bn frozen for the whole period, but moving the funds out immediately after approval carries risk if policies tighten later. Always verify the latest expectations with Immigration or a trusted adviser.
Is there a special Second Home Visa bank in Bali I must use?
No. Immigration does not designate a specific Bali second home visa bank. You can use any Indonesian bank, but using a major national bank with branches in Bali tends to make document verification smoother because officers are familiar with their formats.
Can I switch from a Tourist Visa in Bali to a Second Home Visa without leaving?
Policy on in-country conversion has changed several times. Sometimes Immigration requires you to apply from outside Indonesia; at other times, limited onshore conversion windows are opened. Treat any onshore conversion opportunity as a policy window, not a permanent right, and always confirm current rules before assuming you can convert in Bali.
Does the Second Home Visa lead to permanent residency or citizenship?
No. The Second Home Visa is a long-stay permit, not a direct pathway to permanent residency or citizenship. Indonesia’s routes to permanent stay and citizenship are separate legal processes with their own strict criteria and timelines.