Information, not advice: Second Home Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. The Second Home Visa is a non-working visa; the IDR 2 billion deposit is IDR-set and FX-exposed, rules change by regulation, and figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.
Indonesia second home visa online application simply means applying for the Second Home Visa (index E33F) through Indonesia’s e-visa system, without visiting an embassy. The process is fully digital: you upload documents, pay the state fee, wait for approval, then receive an e-Visa by email you can use to enter Indonesia.
This guide walks through the practical side of the second home visa eVisa Indonesia route: who can apply, how the IDR 2 billion deposit is evidenced, what the online portal looks for, realistic timelines, and what you cannot do (work) under this stay permit.
Everything below is “information, not advice” and based on current regulations and circulars, plus live experience from real applications. Rules move; we flag where you should [VERIFY] before you act.
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## What the Second Home Visa (E33F) Actually Is
The Second Home Visa is a long-stay visa introduced by:
– **Immigration Circular IMI-0740.GR.01.01 Tahun 2022**
– Under the framework of **Government Regulation (PP) No. 31 Tahun 2013** as amended by **PP No. 48 Tahun 2021**
It is designed for foreign nationals (and their families) who:
– Can show **proof of funds / assets of at least IDR 2,000,000,000 [VERIFY amount & rule date before applying]**, or
– Own **premium property in Indonesia** that meets the criteria set by the Ministry of Agrarian Affairs and Spatial Planning/National Land Agency (ATR/BPN).
From a user perspective, it is:
– A **long-stay visa**: up to 5 or 10 years (depending on approval)
– A **stay permit path**: once in Indonesia, the e-Visa is converted into an **ITAS (Kartu Izin Tinggal Terbatas)** classed as a “Second Home” stay permit
– Completely **online at the visa stage**: no embassy visit required, everything via the **second home visa online portal** at the official Immigration e-visa site
It **does not grant work rights**. You cannot legally earn income in Indonesia or take employment under this visa, even if paid offshore.
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## Core Facts at a Glance
Definition-first is helpful, but numbers anchor the reality. Below is a compact set of atomic facts for the Second Home Visa eVisa Indonesia, pulled from current regulations and practice.
| Item | Fact | Source / Notes |
|---|---|---|
| Visa index | E33F (Second Home) | Immigration Circular IMI-0740.GR.01.01/2022 |
| Application channel | Online only (e-visa portal) | Official Ditjen Imigrasi system |
| Minimum funds / assets | IDR 2,000,000,000 [VERIFY] | Figure announced Oct–Dec 2022; confirm current rule |
| Deposit form | State bank time deposit OR qualifying property | Further detail below |
| Visa validity options | 5 years or 10 years | Subject to approval; not applicant’s choice alone |
| Work rights | No | No employment or business management in Indonesia |
| Tax residency risk | Likely after >183 days/year stay | Refer to Indonesian Income Tax Law and DGT practice |
| Where deposit is held | BRI / BNI / Mandiri (state banks) | Via time deposit in applicant’s name |
| Family inclusion | Spouse, children can apply as dependants | Separate applications tied to main holder |
| Conversion on arrival | e-Visa → Second Home ITAS + SKTT | Done at local immigration office |
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## Eligibility for the Indonesia Second Home Visa Online Application
Regulations do not use the word “retirement”. They focus on **economic strength and clean record**.
### 1. Who can apply?
You can generally apply if:
– You are a **foreign national** from any country not explicitly restricted by Indonesian policy at the time of application
– You hold a **valid passport** with **at least 36 months validity** remaining (for 5 or 10-year options, minimum validity is key)
– You can show:
– A **time deposit** of **IDR 2bn [VERIFY]** in a **state-owned Indonesian bank (BRI/BNI/Mandiri)**, **or**
– **Ownership of qualifying property** (Hak Pakai / HGB on specific zones) that meets the Second Home criteria
– You have **no immigration blacklist** status and **no serious criminal record**
Your **spouse and children** can apply as **dependant Second Home Visa holders**, but **they do not need a separate deposit**. Their eligibility is tied to your main application and your proof of funds / assets.
### 2. Age restrictions
The Circular does **not** set a formal minimum age like “55+”. In practice:
– Applicants are often **mid-career or retirees**, but we have seen successful applications for younger, high-net-worth individuals
– Dependants can be children, usually with proof of legal relationship and care
### 3. Deposit vs property
At application, you need to show **one of two things**:
1. **Financial deposit route**
– A **time deposit (deposito berjangka)** at **BRI, BNI or Mandiri**
– Minimum **IDR 2bn [VERIFY]**, in **your own name**
– Usually **locked** for the duration required by the bank’s product; immigration looks for a **certificate or statement** proving the amount and bank
2. **Property route** (where implemented)
– Ownership of **designated luxury / premium property** recorded legally (e.g., Hak Pakai on apartment/house in eligible zones)
– Details are still evolving; implementation is not yet as straightforward as the pure cash-deposit path
– For most real-world applications today, the **deposit route remains cleaner and faster**
If you are still deciding which path fits you, you can plan your trip and also request a WhatsApp-based review of your situation through our vetted partners. No one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.
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## Step-by-Step: How the Second Home Visa eVisa Indonesia Process Works
The online process looks simple at brochure level. In practice, it splits into **pre-bank**, **bank**, **portal**, and **post-arrival** phases.
### Phase 1 – Pre-bank preparation
Before you touch a state bank or the second home visa online portal, line up:
– **Passport scan**: clear, colour, full identity page
– **Photograph**: recent, passport-style, plain background (check pixel specs on the portal)
– **CV / personal profile**: some applicants include a simple English/Bahasa CV, especially if background or funding source needs context
– **Proof of foreign funds**: statements from overseas bank accounts that will be moved into Indonesia (optional but often helpful during bank KYC)
– **Draft address in Indonesia**: hotel, rental, or owned property you will use initially; can be updated later when you get the ITAS
### Phase 2 – Opening the state-bank time deposit
This is usually the **most time-consuming step in practice**.
1. **Choose the state bank**: BRI, BNI or Mandiri
2. **Open an account** (if required) and complete **KYC**:
– Passport
– Visa-on-arrival / previous visa stamp (if you are already in Indonesia)
– Foreign bank statements or tax documents showing the source of funds
3. **Transfer the funds**: move at least **IDR 2bn [VERIFY]** equivalent in foreign currency or IDR into the new account
4. **Create a time deposit (deposito)**:
– In **your own name**
– Amount at or above the regulatory threshold
5. **Obtain official proof**:
– **Deposit certificate / confirmation letter** in Bahasa Indonesia
– Ideally explicitly naming **“Second Home Visa (E33F)”** as the purpose, where banks agree to state this
Each bank branch has **its own internal SOP**; timelines and staff familiarity with the visa requirement vary widely. Expect this phase to take **several days to a few weeks**, depending on your:
– Existing relationship with the bank
– Country of origin (KYC risk profile)
– Completeness of supporting documents
### Phase 3 – The Indonesia Second Home Visa Online Application
Once your deposit proof is ready, you move to the **official e-visa portal** managed by the Directorate General of Immigration.
1. **Create an account**
– Use a **working email** you monitor daily
– Keep password and login details stored securely
2. **Start a new application**
– Choose **Visa type: Second Home (E33F)**
– Confirm whether you are applying as **main applicant** or **dependent**
3. **Upload documents**
Typical uploads include (exact checklist changes; always [VERIFY] at time of application):
– Passport identity page
– Passport cover or full bio pages if requested
– Photograph
– **Bank time deposit certificate** (or property certificate for property route)
– Proof of relationship for dependants (marriage/birth certificates, translated & legalised if needed)
– Statement letter (surat pernyataan) agreeing to comply with Indonesian laws and immigration rules
File size limits and formats are **strict**. Many failed submissions come from:
– PDFs that are too large
– Blurry scans
– Non-Latin filenames with special characters
4. **Fill in factual data carefully**
– Full legal name (match passport exactly)
– Place and date of birth
– Passport number and expiry date
– Planned address in Indonesia
– Planned arrival date (can be approximate, but keep realistic)
5. **Pay the official fee**
– Payment is processed through the **official payment gateway**; methods accepted vary (credit card, virtual account, etc.)
– Fees are set in **USD and/or IDR** by regulation; check the latest amounts on the official site and [VERIFY] just before paying
6. **Submit and monitor**
After submission, status moves through stages such as:
– “Received”
– “Under Verification”
– “Approved” or “Rejected”
Processing times reported in practice vary from **a few working days up to several weeks**, depending on workload and any **manual verification** triggered (for example, large funds or complex nationality/background).
Immigration may request **additional documents or clarifications** through the portal or by email. Respond quickly, clearly, and within the time limit given.
### Phase 4 – Receiving and using the e-Visa
If approved, you receive:
– An **e-Visa PDF** via email and downloadable from the portal
– This document allows you to **enter Indonesia** within its validity window
Print a copy and **keep a digital version** on your phone/tablet. Airlines will typically check:
– Passport
– e-Visa printout
– Sometimes proof of return/onward travel, though Second Home is multi-year
At the airport, Immigration will stamp you in under the **Second Home Visa** category. This is **not yet the ITAS**, but a visa entry prior to conversion.
### Phase 5 – Conversion to Second Home ITAS
After arrival, you must:
1. Report to the **local Immigration Office (Kantor Imigrasi)** responsible for your Indonesian address
2. Complete the **conversion to ITAS** (Second Home stay permit)
3. Undergo **biometrics** (photo, fingerprints)
4. Receive:
– **Electronic ITAS** (e-ITAS)
– Residence-card format (where issued)
– Then apply for **SKTT** (Surat Keterangan Tempat Tinggal) at the civil registry for your municipality / regency
Deadlines for conversion are strict; missing them can create overstay issues or cancellation risk. Working with a regulated immigration consultant or legal firm on this stage is common.
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## Work Limits: What You Cannot Do on a Second Home Visa
The Second Home Visa and the resulting ITAS are **non-working** status. That means:
– **No employment** with an Indonesian company
– **No acting as director / commissioner** in a PT PMA on this stay permit
– **No freelance work** in Indonesia, even for foreign clients, if it involves physically working in Indonesia in a way that could be seen as local economic participation
– **No running a local business day-to-day**
Regulations distinguish between:
– **Immigration status (Second Home)**
– **Manpower / employment permits** (IMTA and related)
The Second Home category is clearly not in the **work-authorized** bins. Manpower authorities and Immigration both take this seriously.
You **can**:
– Receive **passive investment income** from abroad
– Hold **foreign assets** and manage them remotely
– Own shares in a **PT PMA** as a pure investor (subject to separate company law and investment rules), provided you do **not** function as a working director/employee without the correct work KITAS
If your actual plan in Indonesia includes **active management or employment**, you should not rely on Second Home alone. Explore **work KITAS / investor KITAS** paths separately through regulated professionals.
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## Tax Considerations for Long-Stay Second Home Holders
Immigration and tax are separate. Long presence in Indonesia can make you a **tax resident** even if you are on a non-working visa.
Under Indonesian Income Tax Law and practice of the Directorate General of Taxes (DJP):
– A person can be treated as **Indonesian tax resident** if:
– They are present in Indonesia **more than 183 days in any 12-month period**, or
– They **intend to reside** in Indonesia
As a tax resident, you are generally subject to **Indonesian tax on worldwide income**, subject to:
– Double Taxation Agreements (DTA)
– Recent **expat tax incentives and rules** (which have changed; [VERIFY] for your year of arrival)
Key implications:
– A Second Home ITAS holder living most of the year in Bali or Jakarta is very likely to become a **tax resident**
– This is **independent of your work rights**; even if you do not work locally, your foreign income can come into the picture
Practical steps often include:
– Consulting a **licensed Indonesian tax advisor**
– Mapping your **existing tax-residency ties** (home country rules)
– Reviewing available **foreign tax credits / treaties**
Our role is to provide **numbers-first immigration clarity**. For tax structuring, we connect readers to vetted tax professionals; again: no one can pay to change what we publish, but if you proceed with a partner they may pay us a referral fee at no extra cost to you.
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## How the Second Home Visa Compares to Other KITAS Options
For many readers, the question is not “Can I?” but “Is this the right status for what I actually want to do?” Below is a simplified comparison.
| Feature | Second Home (E33F) | Retirement KITAS (if available) | Investor / Work KITAS |
|---|---|---|---|
| Main purpose | Long stay for high-net-worth individuals & families | Stay for retirees (55+), services-based | Active work or company management |
| Work rights | No | No | Yes (within licensed role) |
| Typical duration | 5–10 years visa / ITAS | 1 year, extendable | 1–2 years, extendable |
| Financial requirement | IDR 2bn deposit or qualifying property [VERIFY] | Monthly income + accommodation + insurance | Capital investment or employment contract |
| Path to ITAS | Yes (Second Home ITAS) | Yes (Retirement ITAS) | Yes (Work/Investor ITAS) |
| Ideal for | Asset-rich, non-working long stay | Older individuals on fixed pensions | Entrepreneurs, employees, consultants |
Regulations for Retirement and Investor/Work KITAS also shift. Treat the table as a **snapshot, not legal advice**.
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## Practical Realities and Common Issues
Based on actual cases handled through our partners, a few patterns repeat:
– **Bank stage bottleneck**: Opening a deposit that satisfies both bank compliance and Immigration expectations often takes longer than the e-Visa processing itself.
– **Inconsistent branch knowledge**: Some branches are fully briefed on Second Home deposits; others have never heard of them. Expect to explain.
– **Document formatting**: Rejections or delays often come down to **unclear scans** or missing translations / legalisations on marriage and birth certificates.
– **10-year vs 5-year outcome**: You cannot “order” a 10-year stay the way you order a shirt size. The decision is Immigration’s, based on internal criteria that are not fully disclosed.
– **Policy updates**: Minimum deposit, acceptable property types, and fee schedules are policy tools for Indonesia. They change. Always [VERIFY] just before you commit large transfers.
If you want a **reality-check** on your situation before moving funds, you can plan your trip and ask to speak with a WhatsApp-based immigration specialist from our vetted partner network.
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## Independence and How We Work
Second Home Visa Indonesia is an **independent information platform** focused on the Second Home route. We:
– Read the Indonesian-language regulations and circulars
– Track how they are actually applied on the ground
– Publish **candid, numbers-first explanations** for applicants and families
We do **not** sell visas ourselves. We maintain a shortlist of **licensed immigration and tax professionals** who handle execution. No one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.
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## FAQs on the Indonesia Second Home Visa Online Application
Can I apply for the Second Home Visa entirely from abroad?
Yes. The Indonesia second home visa online application is designed for remote submission. You can complete the banking, upload documents, pay fees, and receive the e-Visa while outside Indonesia, then enter using that e-Visa within its validity window.
Do I have to keep the IDR 2bn deposit locked for the full visa duration?
Regulations require you to maintain the qualifying funds or assets for the validity of the Second Home status. In practice, banks offer fixed-term deposits that roll or can be restructured, but withdrawing funds below the threshold during your stay can risk non-compliance. Always [VERIFY] current enforcement practice with a regulated advisor.
Can I convert from a tourist visa or VOA to a Second Home Visa inside Indonesia?
Generally, the Second Home Visa is applied for as a new e-Visa, not a simple in-country conversion from tourist or VOA status. However, applicants often arrive on a short-stay basis to open the bank account and deposit, then leave and re-enter on the Second Home e-Visa. Rules on in-country status changes can change; check the latest Circulars before planning.
Can my spouse and children work or attend school on a Second Home dependant visa?
Dependants on a Second Home route also have no work rights. Schooling for children is possible, but you must comply with local education regulations and school requirements. Any work for spouse or children would require their own appropriate work-authorized status.
How long does the Second Home e-Visa approval usually take?
Officially, Immigration does not guarantee a fixed number of days. In practice, straightforward applications often see decisions within several working days to a few weeks, while cases that trigger additional verification (nationality, source of funds, complex documents) can take longer. No agent or consultant can promise a specific approval time or outcome.