Information, not advice: Second Home Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. The Second Home Visa is a non-working visa; the IDR 2 billion deposit is IDR-set and FX-exposed, rules change by regulation, and figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.
The 10 year second home visa Indonesia is a long-stay residence status based on proof of wealth in Indonesia, created under PP 48/2021 and detailed in DGI Circular IMI-0740.GR.01.01/2022. On this page I unpack what the 10-year tier actually gives you, who qualifies, and how it differs from the 5-year second home visa Indonesia option.
What is Indonesia’s 10-Year Second Home Visa?
Indonesia’s “Second Home” status is a limited-stay permit (ITAS) and corresponding visa category designed for foreigners with substantial assets who want to live long-term in Indonesia without working locally.
Legally it sits on top of the immigration framework in:
- PP 48/2021 – the main implementing regulation for the Immigration Law, setting out stay permits, conversion and status changes.
- DGI Circular IMI-0740.GR.01.01/2022 – the Directorate General of Immigration (DGI) circular that creates and defines the Second Home category, including the IDR 2 billion funds requirement.
The 10-year Second Home tier is a limited-stay permit valid for up to 10 years, renewable, tied to maintaining either:
- qualifying funds in an Indonesian bank, or
- qualifying property ownership / long leasehold in Indonesia (under current practice).
This page focuses on the 10-year tier of the second home visa Indonesia 10 year regime and how it compares to the 5-year option.
Regulation-Sourced Snapshot (10-Year Tier)
- Legal basis
- PP 48/2021 (long-stay framework) + DGI Circular IMI-0740.GR.01.01/2022 (Second Home specifics).
- Stay length (visa / ITAS)
- Up to 10 years limited-stay permit (ITAS) tied to Second Home status; multiple-entry during validity. Practice may vary by office; always confirmed in your decision letter.
- Funds / asset requirement
- IDR 2,000,000,000 (two billion rupiah) minimum funds in an Indonesian bank or qualifying property evidence – last verified June 2026 in DGI Circular IMI-0740.GR.01.01/2022. Often discussed as roughly “~USD 120–130k”, but FX moves daily.
- Work rights
- No local work rights. Second Home holders cannot be employed in Indonesia or perform work that normally requires a work permit (IMTA) and work visa.
- Tax residence
- Based on days present and centre of vital interests under Indonesian Income Tax Law. Second Home itself does not automatically give or avoid tax residence.
- Family inclusion
- Spouse and children can usually obtain “follower” Second Home status based on the main holder’s eligibility under IMI-0740.GR.01.01/2022.
- Conversion to ITAP (permanent stay)
- PP 48/2021 provides a general path from ITAS to ITAP; direct Second Home → ITAP treatment remains an area to [VERIFY with local office] as practice has evolved and is not fully harmonised.
All regulatory references and figures above last verified June 2026. Immigration practice shifts via circulars and internal instructions that may not be immediately public; treat this as a framework, not a guarantee.
Who Can Get the 10-Year Second Home Visa?
The core 10 year second home visa Indonesia requirements are set at the regulation level, but details are clarified in practice by immigration offices and online application portals.
Core Eligibility (Based on IMI-0740.GR.01.01/2022)
From the circular and the online system as of June 2026, a typical 10-year applicant must:
- Hold a valid foreign passport with sufficient remaining validity (commonly at least 36 months remaining is expected for long-stay categories, [VERIFY] exact online portal requirement at time of filing).
- Show proof of funds or qualifying property in Indonesia:
- IDR 2,000,000,000 term deposit / balance in an Indonesian bank; or
- evidence of ownership / long lease on residential property meeting immigration’s criteria for the Second Home category (practice differs by region; some offices have stricter documentation checks).
Amount last verified June 2026 in IMI-0740.GR.01.01/2022.
- Have a clear immigration and criminal background (no record of deportation / blacklisting in Indonesia; foreign police certificates may be requested case by case).
- Apply from outside Indonesia (offshore application) in most cases; some conversions from other stay permits are reported in practice but remain [VERIFY locally] and depend on DGI approval.
The crucial point: the Second Home is a wealth-based visa, not an age-based retirement visa. There is no explicit age minimum in the circular, unlike classic retirement visas which have age thresholds.
Why Some People Get 10 Years vs 5 Years
Under the Second Home framework, immigration can grant either a 5-year or a 10-year ITAS based on the same core asset requirement. In practice as of June 2026:
- Applicants meeting the baseline IDR 2 billion threshold can be issued either 5 or 10 years, depending on:
- their request in the application; and
- the specific visa index / subcategory used by the system.
- Some Kanwil and Kantor Imigrasi (regional and local immigration offices) have been more conservative, initially favouring 5-year issuances while procedures bedded in.
This split between 5-year and 10-year is not spelled out in granular detail in IMI-0740.GR.01.01/2022, which is why practice checks with the processing office are critical. Our role at Second Home Visa Indonesia is to track that practice and report it; execution goes via vetted partners or your own advisor.
Deposit & Asset Requirement (IDR 2 Billion)
DGI Circular IMI-0740.GR.01.01/2022 sets a clear reference amount:
- IDR 2,000,000,000 (two billion rupiah) funds in an Indonesian bank; or
- proof of ownership of “luxury” residential property aligned with the circular’s intent.
Last verified: June 2026.
How Much is IDR 2 Billion in Foreign Currency?
Agents often quote a single USD number. That is misleading. Currency moves daily. As a guide only:
- At IDR 15,000–17,000 per USD (ranges seen 2023–2026), IDR 2,000,000,000 is roughly USD 118,000–133,000.
- So “~USD 120–130k” is a reasonable talking range, but not a fixed rate.
Immigration does not calculate this in foreign currency. They look only at the rupiah amount on your Indonesian account or official valuation / documentation for property.
Where the Funds Must Sit
From the circular and practice as of June 2026:
- Funds must be in a bank licensed in Indonesia; offshore accounts do not satisfy the rule.
- Evidence is usually a bank statement or letter issued specifically for immigration use, showing:
- your full name (matching your passport),
- account number, and
- balance at or above IDR 2,000,000,000.
- Some applicants have been asked to place the amount in a term deposit (deposit berjangka) for clarity; this is practice, not spelled out word-for-word in the circular.
Whether the funds must be locked for the entire 10 years is not explicitly defined in IMI-0740.GR.01.01/2022. However:
- Officers can check bank evidence on issuance and on renewal of the permit.
- Some offices also check during status changes (e.g., if you add dependants or convert your permit).
Practically, plan as though you must maintain the qualifying level for as long as you want to keep Second Home status, and treat any reduction below IDR 2 billion as a risk flag for future renewals.
Using Property Instead of Cash
IMI-0740.GR.01.01/2022 also refers to property as an asset base. In practice, using property can be more complex than using cash:
- Only certain forms of title / long lease are accepted for foreigners in Indonesia.
- Immigration may look for:
- akta jual beli (AJB) / sale deed,
- IMB / PBG (building permits) history,
- clear name match to the applicant or recognised corporate structure.
- Valuation to prove the “equivalent” of IDR 2 billion is interpreted locally and should be [VERIFY] with the specific Kantor Imigrasi.
If you plan to use property as the base for your 10-year Second Home, align legal, notarial and immigration advice ahead of time; we work with vetted local partners for those checks.
10-Year vs 5-Year Second Home: Key Differences
The underlying legal category is the same. The distinction is the initial validity and your long-term planning horizon.
| Aspect | 5-Year Second Home | 10-Year Second Home |
|---|---|---|
| Initial stay length | Up to 5 years ITAS | Up to 10 years ITAS |
| Legal framework | Same (PP 48/2021 + IMI-0740.GR.01.01/2022) | |
| Funds requirement | IDR 2,000,000,000 minimum (last verified June 2026) | |
| Work rights | No local work permitted | |
| Family attachment | Spouse/children can be attached as dependants / followers | |
| Renewal complexity | Earlier renewal point; potentially more frequent documentation checks | Longer runway before first renewal |
| Who it suits | Those testing Indonesia medium-term, or wanting more flexibility | Those committing for a decade with stable assets and plans |
In short, the 10-year tier is about long-term security. If your wealth position and family plans clearly point to Indonesia for the next decade, it reduces repeat applications and uncertainty versus rolling shorter permits.
Family Members on the 10-Year Second Home
IMI-0740.GR.01.01/2022 anticipates “followers” (pengikut) for Second Home holders, which typically means:
- Spouse (legally married; supporting marriage documentation required).
- Children under a threshold age – practice often follows general family ITAS rules (commonly under 18 or not yet married), but [VERIFY with the local office] as interpretation can shift.
Key points for the 10-year scenario:
- Dependants’ stay is tied to the main holder’s permit. If your 10-year status is cancelled, dependants’ status falls with it.
- Dependants on family-based Second Home also hold no work rights.
- Offices may request:
- legalised and translated marriage and birth certificates,
- proof of cohabitation or family relationship.
For blended families, adopted children, or non-married partners, case-by-case treatment applies. Do not assume “family” is interpreted broadly; immigration generally adheres to legally documented relationships.
Application Path: How the 10-Year Tier is Issued
The exact online process flow can change via system updates that are not always captured in a circular. The high-level structure as of June 2026 typically looks like this:
1. Pre-Application Preparation
- Secure / open an Indonesian bank account that can accept your funds; foreigners can do this but documentation standards vary by bank and city.
- Move IDR 2,000,000,000 (or more) into that account.
- Obtain a formal bank letter or statement tailored for immigration verifying your balance.
- Gather:
- passport scan,
- passport photo (white background, recent),
- residential address details,
- civil status documents if bringing family.
2. Online Application
DGI operates an online visa system through which the Second Home application is filed. You (or a licensed agent) will:
- Register an account and select the appropriate Second Home visa index / subcategory.
- Choose the requested stay length (5 or 10 years) if the system interface allows that choice explicitly.
- Upload supporting documents in the specified formats (PDF / JPG) with size limits.
- Pay official visa fees via the platform’s payment options.
Processing times vary and are not tightly codified in the circular. As of mid-2026, reports range from several working days to a few weeks, depending on documentation quality and any manual review.
3. Visa Issuance & Arrival
- Once approved, you receive an e-visa authorising entry on Second Home grounds.
- You enter Indonesia within the validity window set on the e-visa.
- After arrival, the e-visa is “activated” as a limited-stay permit (ITAS) and you complete biometric registration (photo, fingerprints) at the designated immigration office.
At that point, your 10-year stay period formally starts (subject to the grant details on your ITAS decision / card).
If you prefer not to manage the process yourself, you can work with a licensed immigration consultant. We track regulation and practice and can connect you with vetted local partners; to discuss that quietly over email or WhatsApp, plan your trip with us.
Work Limits: What You Can and Cannot Do
The Second Home category is explicitly designed for non-working residents. This is often blurred by marketing copy; the regulations are not.
No Local Employment
Under PP 48/2021 and the implementing immigration rules, you may not:
- take a salaried job with an Indonesian entity,
- act in roles that normally require a work permit (IMTA) and a work visa (merely holding Second Home does not replace these),
- perform hands-on operational work in a company in Indonesia.
What is Typically Allowed
Within that restriction, Second Home holders generally may:
- manage their overseas businesses or investments remotely (e.g., holding company shares abroad, trading global markets online).
- receive foreign-sourced income (dividends, interest, pensions, consulting income paid by foreign clients) while physically in Indonesia – with tax consequences depending on residence rules (see below).
- hold passive investments in Indonesia structured in compliance with foreign ownership rules (e.g., bond holdings, properly structured property exposure).
Borderline cases – e.g., being a director of an Indonesian company while on Second Home – need tailored legal analysis. Immigration and manpower (Ministry of Manpower) rules intersect here and practice is not uniform. Treat any operational, public-facing or salaried activity in Indonesia as not compatible with a Second Home-only status.
Tax: Does the 10-Year Second Home Make You a Tax Resident?
Immigration status and tax status are governed by different laws:
- Immigration: PP 48/2021 and its circulars (like IMI-0740.GR.01.01/2022).
- Tax: Indonesian Income Tax Law (UU PPh) and derivative regulations.
Being on a 10-year Second Home does not automatically make you a tax resident, and it also does not exempt you from tax rules. Tax residence is typically based on:
- Days of presence – staying in Indonesia for more than 183 days in any 12-month period; or
- Centre of vital interests – your main home, economic and family ties being in Indonesia.
As of June 2026, Indonesia is also trialling / implementing various incentive regimes for foreign-sourced income, but those schemes evolve and often include cut-off dates or sectoral targets. We flag them but do not summarise them as stable long-term law here.
If you hold the 10-year second home visa Indonesia and plan to:
- spend most of the year in Indonesia, and/or
- receive substantial income from abroad while here,
assume you may become an Indonesian tax resident and consult a licensed Indonesian tax advisor for up-to-date treatment of foreign-sourced income, treaty relief and reporting obligations.
Path to ITAP (Permanent Stay) – What We Can and Cannot Say
PP 48/2021 sets out a general mechanism to move from limited-stay (ITAS) to permanent stay (ITAP) after meeting certain conditions, such as a minimum period of lawful stay and specific categories (investor, family, etc.).
For the Second Home specifically:
- The circular IMI-0740.GR.01.01/2022 focuses on ITAS / Second Home, not ITAP.
- Some regional offices have informally indicated potential pathways to ITAP based on long-term Second Home residence plus other factors (e.g., marriage to an Indonesian, or long-term investment), but this practice is not codified clearly in a public circular yet.
So, as of June 2026:
- You can reasonably see 10-year Second Home as a long-run, renewable stay solution.
- You should not treat it as a guaranteed or automatic path to ITAP or “PR”.
- Any conversion options down the road will depend on:
- the regulations in force at that time, and
- your broader profile (family, investment, years of stay).
We flag this as [VERIFY] and follow new circulars closely. When DGI issues a clear, public instruction on Second Home → ITAP, we will update our analysis.
Why Consider the 10-Year Tier?
For the right profile, the 10-year Second Home offers:
- Duration certainty – one grant covering a decade of life planning, subject to maintaining assets and regulatory stability.
- Family stability – spouse and children can align their stay with yours instead of relying on short-term visas.
- Reduced admin drag – fewer renewals, fewer interactions with immigration over the same time span compared to short visas.
It suits individuals and families who:
- have liquid assets comfortably above IDR 2 billion,
- do not intend to take local employment,
- are ready to organise their tax position across at least two countries, and
- prefer regulatory clarity to ad-hoc “visa runs”.
If that profile sounds close to yours, and you want to sanity-check the current practice for the 10-year second home visa Indonesia requirements in your specific region, plan your trip with our team and we can coordinate a WhatsApp-based review with a vetted local partner.
Independence & How We Operate
Second Home Visa Indonesia is an independent information platform. We are:
- Not the Government of Indonesia.
- Not the Directorate General of Immigration.
- Not a law firm, and we do not provide legal advice.
We read the primary regulations (PP 48/2021, IMI-0740.GR.01.01/2022 and subsequent public instructions) and cross-check them against real-world practice from multiple cities. We publish that analysis in plain English and plain Bahasa where useful.
When readers want hands-on execution, we introduce licensed immigration and tax professionals whom we monitor for quality. Our funding model is simple: no one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.
FAQs on the 10-Year Second Home Visa Indonesia
Who can get the 10-year Second Home visa Indonesia?
Any foreigner who meets the core eligibility under IMI-0740.GR.01.01/2022 – including holding a valid passport, and showing at least IDR 2,000,000,000 in an Indonesian bank or qualifying property – can in principle be granted up to 10 years of Second Home status. There is no explicit age minimum. In practice, the exact length granted (5 vs 10 years) depends on the visa index used and the decision of the Directorate General of Immigration at the time of application.
What is the difference between the 5-year and 10-year Second Home visas?
Legally they are variations of the same Second Home category under PP 48/2021 and IMI-0740.GR.01.01/2022. The key difference is how long the initial ITAS is granted for: up to 5 years or up to 10 years. The funds requirement (IDR 2 billion, last verified June 2026), lack of work rights, and ability to bring spouse/children are the same. The 10-year tier simply provides a longer horizon before renewal, which can matter for family and financial planning.
Does the 10-year Second Home lead to permanent residence (ITAP)?
There is a general path from temporary to permanent stay in PP 48/2021, but there is no clear, public regulation yet that guarantees a direct conversion from Second Home to ITAP. Some individual cases and regional offices suggest possibilities, but these are practice-based and can change. As of June 2026, you should treat the 10-year Second Home as a long-term, renewable stay solution, not an automatic route to permanent residence.
Can I work in Indonesia on a 10-year Second Home visa?
No. The Second Home is a non-working status. You cannot take local employment or perform activities that normally require a work permit and work visa. Managing offshore businesses or investments from Indonesia is generally acceptable, but any income and presence may have Indonesian tax consequences. For any role involving Indonesian entities, get specific legal and immigration advice.
Is the IDR 2 billion amount likely to change?
The IDR 2,000,000,000 threshold is set in DGI Circular IMI-0740.GR.01.01/2022 and was last verified June 2026. Circular-based rules can be updated faster than laws or government regulations, especially as economic or policy priorities shift. Future adjustments are possible. If you are planning an application, confirm the current threshold and acceptable documentation with the Directorate General of Immigration or a licensed advisor shortly before filing.