Information, not advice: Second Home Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. The Second Home Visa is a non-working visa; the IDR 2 billion deposit is IDR-set and FX-exposed, rules change by regulation, and figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.
The second home visa indonesia family rules are confusing because official sources split the details across several regulations. This guide explains how the Second Home Visa works for spouses, children and other dependents, based directly on the current regulations and circulars.
This page is information, not personal advice. Rules change; always re-check key details before you act.
Quick definition: what is the Second Home Visa for families?
Indonesia’s Second Home Visa is a medium‑to‑long stay permit (5 or 10 years) aimed at higher‑net‑worth foreigners who can show at least IDR 2,000,000,000 (two billion rupiah) in a bank account in Indonesia (amount publicly stated in late‑2022; verify current figure before applying [VERIFY]). The main visa holder can bring a spouse and children as dependents on linked residence permits, but those dependents have no work rights.
The legal backbone is mainly:
- Permenkumham No. 22 Tahun 2023 (residence permits)
- Circular Letter (SE) Dirjen Imigrasi 2022–2023 on Second Home Visa (operational rules)
- Relevant tax rules under UU HPP 2021 and implementing regulations
Below, I’ll break down how the family piece actually works: who can be a dependent, how they apply, what they can and cannot do in Indonesia, and where this sits alongside other options like the retirement KITAS and Investor KITAS.
Core facts for families on the Second Home Visa
- Visa type
- Second Home Visa / Izin Tinggal Rumah Kedua (5 or 10 years)
- Main legal basis
- Permenkumham No. 22/2023 + Directorate General of Immigration circulars
- Financial requirement (primary holder)
- At least IDR 2,000,000,000 in an Indonesian bank or qualifying asset, publicly stated since late‑2022 [VERIFY latest figure and formats before applying]
- Deposit holder
- Main applicant only; dependents do not need their own IDR 2bn if tied to that main permit
- Family members allowed
- Legally married spouse; biological or legally adopted children under the age set by immigration (commonly 18 or unmarried 21; verify locally)
- Work rights (main holder)
- No direct work rights; separate work permit/visa needed for employment or running an operating business in Indonesia
- Work rights (dependents)
- No work rights; cannot legally be employed or run an Indonesian business on a dependent stay permit
- Duration of stay
- Generally 5 or 10 years, matching the main permit; check your approval letter
- Schooling for kids
- Can enroll in schools that accept foreign students (international/national-plus/state where allowed); school has its own entry requirements
- Tax residence risk
- Stays >183 days in any 12‑month period generally trigger Indonesian tax residency unless a tax treaty tie‑breaker applies
Everything here is based on regulations and public circulars as of mid‑2026, plus experience watching real applications. Rules evolve fast; treat this as a map, not a promise.
Who in your family can actually join you?
Spouse eligibility
For second home visa indonesia dependents, the easiest category is a legally married spouse:
- Usually recognised: opposite‑sex spouses with a marriage certificate issued or legalised by a government authority.
- Common‑law / unregistered partnerships: usually not accepted as “istri/suami sah” in immigration practice.
- Same‑sex marriages: may be problematic even if legal in your home country, because Indonesian law does not recognise same‑sex marriage domestically.
Standard document expectations (exact lists come from your approval email and latest circular):
- Passport (6+ months validity plus blank pages).
- Government marriage certificate, translated into Bahasa Indonesia by a sworn translator if not already in English/Bahasa, then legalised/apostilled depending on your country.
- Latest passport‑size photo, usually white background.
- Proof that the spouse is tied to the main visa holder (often the main holder’s approval letter or residence permit reference).
Children as dependents
For a family second home visa indonesia set‑up, children can usually come as dependents if:
- They are your biological or legally adopted children.
- They are under the immigration age cut‑off (commonly 18, with some flexibility up to 21 while unmarried and in education — this depends on current practice at your local office).
- They hold their own passports.
Typical extra documents for children:
- Birth certificate naming at least one Second Home parent.
- Adoption decree if adopted, properly legalised/translated.
- Permission letter if one parent is not joining, to avoid later questions at border control.
Parents, in‑laws, other relatives
This is where marketing pages often over‑promise. As of mid‑2026, immigration rules do not clearly treat parents, parents‑in‑law, siblings or other extended family as standard Second Home dependents. They usually need:
- their own qualifying visa (e.g., retirement KITAS if they meet age and pension rules), or
- visitor options (e.g., visit visas) separate from your Second Home package.
Some agents advertise “bring your whole family”, but in practice, only spouses and under‑age children are consistently accepted as classic dependents on the Second Home framework. For parents or adult children, you’re normally looking at parallel visas, not dependents.
Does each family member need their own IDR 2bn deposit?
This is the big confusion point for every second home visa indonesia family enquiry.
Regulations and circulars describe the IDR 2bn figure as a requirement for the main Second Home holder, not a per‑person figure for dependents. The spirit is: prove significant financial capacity once, then bring an immediate family unit under that umbrella.
As of the latest circular practice we’ve seen:
- One main applicant shows the full deposit or qualifying asset (property, etc., where accepted).
- Spouse and children are attached as dependents and do not each provide IDR 2bn.
However, immigration officers still check financial reasonableness for the whole family (ability to live without working locally). Think of IDR 2bn as the entry ticket, not a full cost‑of‑living proof for a large family. Officers can request extra bank evidence in marginal cases.
Key deposit caveats:
- The headline figure (IDR 2bn) comes from late‑2022 announcements and follow‑up circulars. It has been under discussion for policy tweaks multiple times. Treat that figure as “correct last time we checked” and always verify [VERIFY].
- The acceptable forms of proof (cash in Indonesian bank vs. property certificate vs. government bonds, etc.) are circular‑driven and can change quietly.
- Timing matters: some consulates and online portals want the deposit proof before approval, others allow it before activation. Your approval letter rules.
If you’re coordinating multiple family applications at once, experienced on‑the‑ground execution matters more than theory. Our role here is to explain the rules; vetted local partners handle the document choreography if you choose to work with them. No one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.
How does the family application process actually work?
Official portals present this as a neat online process; real life is more step‑by‑step. In most family scenarios it goes roughly like this (patterns, not promises):
1. Main applicant secures Second Home Visa approval
- Create an online application with immigration (or through a representative) as the main Second Home applicant.
- Upload core documents: passport, proof of funds/deposit or asset, photos, sometimes a CV or purpose statement.
- Wait for approval/telex. The letter will mention visa type and validity.
Only once the main applicant is approved does it usually make sense to push dependent files.
2. File spouse and child applications as dependents
- Select the appropriate dependent category (spouse/child) within the system.
- Attach the main holder’s approval letter / registration ID as “penjamin” reference, where required.
- Upload the family‑chain documents (marriage certificate, birth certificates, legalisations, translations).
Some offices allow dependents to arrive on visit visas and convert to dependent stay permits in‑country. Others prefer everything to be processed e‑visa style before entry. Policy and practice can shift, and the risk tolerance for mid‑process changes is different for each family.
3. Arrival, biometrics and activation
After e‑visas are issued:
- You enter Indonesia via approved points of entry, presenting the e‑visa.
- You complete biometrics (photo, fingerprints) at immigration, often within a specified number of days.
- Your e‑visa converts into an in‑country Izin Tinggal (residence permit) sticker or digital permit, depending on rollout in your region.
Dependents’ validity should align with the main permit but always check the actual dates printed/issued, not assumptions.
If you prefer to sense‑check your family sequence with someone who reads the regulations daily, you can plan your trip over WhatsApp with one of our vetted partners. We stay on the information side; they handle the execution if you choose.
What your family can do in Indonesia on a Second Home Visa – and what is off‑limits
No work rights – for anyone in the family
The Second Home framework is framed in Indonesian as a stay permit for living, not working: untuk tinggal, bukan untuk bekerja. That applies to the main holder and all dependents.
On a Second Home Visa and dependent permits, you cannot legally:
- Take a job with an Indonesian company without switching into/adding a proper work KITAS with IMTA/Notifikasi from the Manpower Ministry.
- Operate a PT or PT PMA in a hands‑on, director‐employee role without matching work approvals.
- Work in schools, cafes, gyms, dive shops, yoga studios, websites or social media operations that are based in Indonesia.
Working remotely for a foreign employer, paid offshore, is the grey zone everyone asks about. Indonesian immigration and tax rules haven’t fully synchronised on the “digital nomad” question. As of mid‑2026:
- Immigration messaging focuses on “no local employment / no local business”.
- Tax rules look at physical presence and source of income, not visa label.
If you rely on Indonesian clients or Indonesian‑source income in any way, treat it as local business activity and get tailored advice.
Study and schooling for children
Dependent children on a Second Home stay permit can generally:
- Enroll in international or national‑plus schools that accept foreign students.
- Join after‑school activities, courses, and most extracurriculars like any other foreign child.
Things to confirm with each school:
- Whether they accept Second Home dependent permit as a valid basis (most that accept KITAS will).
- Additional documentation (vaccination records, prior school reports, placement tests).
- Fee structure – international school fees are a much bigger driver of your cost of living than your visa fees.
For university‑age children, immigration may push them towards student permits tied to the university instead of dependent status, especially once they pass the usual “child” age threshold. Expect more documentation at that stage.
Property, leases and daily life
With a Second Home Visa and dependent permits, daily life is straightforward:
- You can sign long leases (villa, apartment) in your name, subject to landlord comfort.
- You can buy vehicles in your name where local practice allows (but foreigners still face practical barriers around credit/financing).
- You can open local bank accounts where banks accept your stay permits; requirements vary sharply between banks and branches.
Owning property is regulated separately (Hak Pakai, nominee risks, or a PT PMA structure). The Second Home Visa by itself does not grant you freehold land rights.
Tax and reporting reality for Second Home families
Immigration is one set of rules; tax is another. For a family second home visa indonesia plan, you should think about tax from day one, not as an afterthought.
When do you become Indonesian tax resident?
Indonesian tax law (UU HPP 2021 and predecessors) treats you as tax resident if you:
- Spend more than 183 days in Indonesia in any 12‑month period, or
- Are present in Indonesia and intend to stay (strong factual test) – usually documented by a long‑term permit.
That applies to each person: if your spouse spends less than 183 days per rolling 12 months, they may avoid Indonesian tax residency even if you are resident. Children are usually tax residents where they live with their parents; special planning is more relevant for adults.
What income is at stake?
For Indonesian tax residents, the global rules have been partially reformed but the broad logic still is:
- Indonesian‑source income: fully in scope.
- Foreign‑source income: depends on remittance and latest implementing rules, with potential relief under tax treaties.
Numerous tax circulars in 2022–2024 aimed to make Indonesia more attractive to high‑net‑worth residents by easing tax on some foreign income. The detail is country‑specific and evolves. Two families with the same visa but different home countries can face different outcomes because of treaty tie‑breakers.
For a family that lives most of the year in Bali, with investments and company shares abroad, it is sensible to:
- Map your day counts and residency in each country.
- Check your home country–Indonesia tax treaty (if any).
- Get written advice from a cross‑border tax professional who works with Indonesia and your home system.
We’re happy to connect you with vetted tax professionals — you can start the conversation via WhatsApp through our plan your trip page.
Second Home vs other family options: which fits your profile?
The Second Home framework is not the only path to stay in Indonesia with family. Here’s a high‑level comparison of typical family‑use cases:
| Path | Core profile | Family friendliness | Work rights | Key trade‑offs |
|---|---|---|---|---|
| Second Home Visa | High net worth, flexible age, long‑stay | Good for spouse + children as dependents | No work; separate permits needed to work | Large deposit; evolving rules; strong for lifestyle but weak for hands‑on business |
| Retirement KITAS | 55+ retirees with pension/lease | Spouse/children options depend on age and policy; more restrictive | No work; similar to Second Home | Lower financial barriers but age‑locked; often annual renewals |
| Investor KITAS (PT PMA) | Business owners investing via company | Spouse + children possible as dependents | Work as investor/director with correct structure | Higher setup complexity and ongoing compliance; capital must be in an active business, not just banked |
| Golden Visa‑style permits | Significant investors in strategic sectors | Designed with family in mind but still early in rollout | Policy still consolidating around work/board roles | High minimums; narrow eligibility; details change fast |
| Malaysia MM2H (comparison) | Regional alternative; different thresholds | Historically strong for families | Also no direct work in most variants | Different deposit/cost; not Indonesia – used mainly as a benchmark for lifestyle visas |
If your main issue is school and lifestyle for the kids with no need to work in Indonesia, Second Home is structurally simpler than an Investor KITAS. If you or your spouse must be operationally involved in a local business, the Investor KITAS or a separate work permit may be more appropriate even if you technically qualify for Second Home.
Practical planning tips for a Second Home family move
- Align passport expiry dates. A 5‑year stay permit is only useful if your passports have enough runway. Some families renew passports before applying to sync the timeline.
- Audit your documents early. Legalisation and sworn translation of marriage and birth certificates often take longer than the visa approval itself.
- Think school first, location second. Bali, Jakarta, Bandung and Surabaya have very different school ecosystems. Many families pick the island for school first; beaches come second.
- Have a “what if we need to work” plan. Map out what happens if one spouse later needs local income: upgrade path to Investor KITAS, remote work compliance, back‑up savings.
- Respect the no‑work line. Immigration enforcement may be intermittent but when it happens, “helping out at the family business” is not a defence.
FAQ: Second Home Visa Indonesia for families
Can my family work in Indonesia on a Second Home Visa?
No. The Second Home Visa and its dependent permits do not give work rights to the main holder or any family member. To work for an Indonesian company or run an operational business in Indonesia, you need a separate work‑authorized permit such as an Investor KITAS or a work KITAS under a compliant employer.
Do my spouse and children each need their own IDR 2 billion deposit?
Under current practice, no. The IDR 2 billion figure (publicly referenced since late‑2022, always re‑check [VERIFY]) is tied to the main Second Home holder’s financial capacity. Spouse and under‑age children normally attach as dependents without providing their own IDR 2 billion, though officers can still ask for additional proof that the family can support itself without working locally.
Can my parents or adult children join as dependents on my Second Home Visa?
Generally not. The Second Home dependent framework is designed for legal spouses and under‑age children only. Parents, parents‑in‑law, siblings and adult children usually need their own visas (such as retirement permits, student permits, or visit visas) separate from your Second Home status.
Can my kids go to school in Indonesia on a Second Home dependent permit?
In most cases, yes. Dependent children on a Second Home stay permit can enroll in international or national‑plus schools that accept foreign students, subject to each school’s admission policies. Some universities may require a separate student permit once your child is older, so you should check with the specific institution.
Does the Second Home Visa automatically make us Indonesian tax residents?
No, but it is a strong indicator. Indonesian tax residency is based mainly on presence: more than 183 days in any 12‑month period, or an intention to reside shown by facts and permits. A Second Home permit plus long physical presence will usually make you tax resident, at which point Indonesian rules on foreign and local income apply. Always get tailored tax advice for your specific situation and home country.
If you’d like help pressure‑testing whether the Second Home route fits your family profile, you can plan your trip and long‑stay strategy via WhatsApp with our vetted partners. We stay independent on information; they handle paperwork if you decide to move ahead.