Information, not advice: Second Home Visa Indonesia is an independent editorial guide — not the Government of Indonesia, not the Directorate General of Immigration, and not a law firm or licensed adviser. The Second Home Visa is a non-working visa; the IDR 2 billion deposit is IDR-set and FX-exposed, rules change by regulation, and figures are "last verified June 2026" — confirm at the e-Visa portal (evisa.imigrasi.go.id) and with licensed Indonesian immigration/tax counsel before acting. We never promise approval. If you engage a partner we introduce, that partner may pay us a referral fee at no cost to you.
The second home visa indonesia permanent residency question has a precise answer: the Second Home Visa (Visa Rumah Kedua) does **not** automatically lead to Permanent Stay (Izin Tinggal Tetap / ITAP). As of June 2026, there is **no direct legal conversion path** from a Second Home stay permit to ITAP written in the immigration regulations.
This page walks line‑by‑line through what the law actually says, and what is still a grey area.
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## What the Second Home Visa is (and is not)
Indonesia’s Second Home framework is built on:
– **PP 48/2021** – Government Regulation on Immigration (Peraturan Pemerintah No. 48 Tahun 2021 tentang Keimigrasian)
– **DGI Circular IMI-0740.GR.01.01/2022** – the Directorate General of Immigration circular that created the “Second Home” category and set the **IDR 2,000,000,000** proof‑of‑funds requirement [amount as introduced October 2022 – **[VERIFY current amount and format at time of application]**].
– The Directorate General of Immigration (DGI) **visa index list**, where Second Home currently sits as a limited‑stay (ITAS) category, not as ITAP.
In regulation language, the Second Home Visa is:
– A **limited stay visa** (visa tinggal terbatas) leading to:
– A **limited stay permit** (Izin Tinggal Terbatas / ITAS), typically **5 years**, extendable, for:
– Foreigners who can show **financial proof** (deposit or property) as defined in the circular.
Nowhere in PP 48/2021 or IMI‑0740.GR.01.01/2022 does the Second Home category get named as a **direct ITAP track**.
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## Snapshot: Second Home vs ITAP in Indonesia
Below is a fact‑level comparison of how the Second Home stay compares with Permanent Stay (ITAP) on the points most people ask about.
| Feature | Second Home Visa / ITAS | Permanent Stay (ITAP) | Source / Status |
|---|---|---|---|
| Permit type | Limited stay permit (ITAS) | Permanent stay permit (ITAP) | PP 48/2021 |
| Typical duration | Up to 5 years per grant; extendable | Up to 5 years; renewable, long‑term | PP 48/2021 + DGI practice |
| Automatic path from Second Home to ITAP? | No explicit path written | Must qualify under separate ITAP grounds | No article in PP 48/2021 or IMI‑0740 linking SH → ITAP |
| Minimum funds requirement | IDR 2,000,000,000 proof of funds or qualifying property [VERIFY current rule] |
Not funds‑based; depends on category (marriage, work, ex‑citizen, etc.) | IMI‑0740.GR.01.01/2022 (Second Home); PP 48/2021 (ITAP general) |
| Right to work as employee | No – work as an employee requires a separate work‑based ITAS/ITAP | Possible only in specific ITAP categories with work authorization | PP 48/2021 + Manpower rules |
| Tax residence impact | Long stays can create Indonesian tax residency based on days; visa itself does not decide tax | Also likely tax resident if physically present >183 days/year | Indonesian Income Tax Law – physical presence test |
| Intended use | Long‑stay, non‑working “second home” residents | Long‑term integration (family, work, ex‑citizen, investors under separate tracks) | Policy design, not explicitly spelled out |
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## Does the Second Home Visa Lead to ITAP in Practice?
### 1. What the regulations actually say
– **PP 48/2021** defines:
– Types of visas and stay permits (visit, limited stay / ITAS, permanent stay / ITAP)
– General **eligibility for ITAP**: ex‑Indonesian citizens, mixed‑marriage spouses, certain workers, investors, and other categories the government may set.
– **IMI‑0740.GR.01.01/2022** introduces the **Second Home** category as:
– A limited stay visa that can be issued for 5 years, extendable;
– Requiring proof of **IDR 2,000,000,000** in Indonesian bank / BUMN bank OR eligible property ownership, within a set timeframe after arrival.
What you *do not* find in either document is:
– Any article reading “Holders of Second Home ITAS are eligible for ITAP after X years”; or
– Any special shortcut for Second Home holders in the ITAP articles.
So, on the text:
– Second Home is simply one more **ITAS category**.
– ITAP remains governed by its own, more limited list of bases (family, work, ex‑citizen, some investors, etc.).
### 2. Is there a “back door” via practice?
As of June 2026:
– There is **no widely‑documented, regulation‑based practice** of DGI converting Second Home ITAS directly to ITAP without the applicant simultaneously meeting one of the standard ITAP bases.
– Some agents advertise “Second Home Visa to PR Indonesia” or “Second Home Visa ITAP Indonesia” packages. In most cases:
– They are either:
– Referring to **future expectations** (“the government may open this path”), or
– Planning to **switch** you later to a different ITAS/ITAP category (e.g., investment, family), not convert Second Home itself into ITAP.
– That distinction often gets blurred in marketing copy, but it matters under the law.
Our stance:
– Treat **all future‑path claims** (“after 5 years you will get ITAP”) as **speculation** unless:
– You see a specific change published in the **State Gazette** or
– A new **DGI Regulation / Circular** clearly references Second Home as an ITAP base.
We monitor those changes; if/when a Second Home → ITAP bridge is actually written, we will update this page.
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## How Long Can You Stay on the Second Home Visa?
As designed in IMI‑0740.GR.01.01/2022 and the visa index:
– **Initial grant**: typically **5 years** limited stay permit (ITAS) once you activate your visa in Indonesia.
– **Extensions**: The regulation and follow‑up guidance allow extension, in 5‑year blocks, as long as:
– You continue to meet the **financial/property requirement**; and
– You comply with reporting and address rules.
In practical terms, if the policy remains unchanged:
– You can maintain a **very long‑term stay** in Indonesia via repeated Second Home ITAS extensions.
– That is **functionally similar** to permanent residency for many people’s lifestyle, but it is **not** Permanent Stay (ITAP) in the legal sense.
Key difference:
– ITAP (PR) is usually:
– More “stable” for those planning to integrate fully (family, long‑term work); and
– Often tied to easier re‑entry rules and some administrative conveniences.
– Second Home ITAS is:
– A long, renewable ITAS, **but revocable** and bound to the Second Home policy remaining in place.
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## Deposit, Eligibility and Proof of Funds
### The IDR 2,000,000,000 requirement
IMI‑0740.GR.01.01/2022 sets:
– A **proof‑of‑funds threshold of IDR 2,000,000,000** (two billion rupiah) in an Indonesian state‑owned bank (bank BUMN) or other qualifying format, **OR** proof of ownership of qualifying property.
Important:
– This **IDR 2bn figure is as introduced in October 2022** – policy can be adjusted without amending PP 48/2021.
– Always **[VERIFY]**:
– the current amount;
– whether property in your name can substitute for a bank deposit; and
– deadlines (how many days after arrival you must show the funds or property).
We track changes, but Immigration can update operational rules via new circulars or internal guidance.
### Who is eligible?
From the Circular and subsequent DGI explanatory materials, the target profile is:
– Foreign nationals who:
– Can show the required **funds or property**;
– Do not intend to work as an employee in Indonesia; and
– Want to stay long‑term as “second home” residents (retirees, remote income holders, asset‑rich individuals).
There is no specific **age minimum** in the Second Home Circular itself, but:
– Some applicants are screened in practice on:
– Source of funds;
– Criminal record;
– Sanctions/blacklist issues.
Approval is always discretionary. No agent or lawyer can “guarantee” it.
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## Can You Work on a Second Home Visa?
Short answer: **No employment rights.**
Under PP 48/2021 and Indonesia’s manpower regulations:
– **Holding a Second Home ITAS does not give the right to work as an employee** in Indonesia.
– To work legally as an employee you typically need:
– A **work‑based visa/ITAS** (e.g., for foreign experts); and
– An approved **RPTKA** and work permit framework with a sponsoring company.
What is allowed vs not allowed:
– **Allowed (subject to tax and sector rules)**:
– Managing your own foreign assets from Indonesia.
– Remote work for a foreign company where:
– Your **employment relationship is outside Indonesia**; and
– You are not providing services to Indonesian clients/entities.
– Passive income (dividends, interest, etc.) — but this may still have **Indonesian tax consequences** if you are tax resident.
– **Not allowed** on a Second Home basis:
– Being on the payroll of an **Indonesian entity**.
– Performing services in Indonesia for Indonesian clients under a **local contract** without proper work authorization.
– Running on‑the‑ground operations that clearly fit the definition of “working in Indonesia”.
If your end goal is:
– **Second home lifestyle + incidental consulting** abroad – Second Home may fit.
– **Building and managing an Indonesian business on the ground** – you should be looking at **investment / work ITAS/ITAP tracks**, not Second Home.
If you want to pressure‑test your scenario against current manpower enforcement, you can plan your trip with us and we will loop in a vetted immigration and tax partner over WhatsApp for detailed structuring.
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## Second Home Visa and Indonesian Tax Residency
Confusion here often comes from mixing **visa status** and **tax status**.
### 1. How Indonesia defines tax residency
Indonesia’s Income Tax Law uses a **physical presence test** and domicile concepts, commonly applied as:
– You are treated as an Indonesian tax resident if you:
– Stay in Indonesia **more than 183 days in any 12‑month period**, or
– Are present in Indonesia and intend to reside here.
This is **independent** of visa type. A Second Home ITAS that lets you stay 5 years simply **makes it easier** to cross the 183‑day line.
### 2. What that means on a Second Home visa
On Second Home you should assume:
– Spending **most of the year** in Indonesia will likely make you a **tax resident**.
– As a tax resident you can be subject to:
– Indonesian tax on **worldwide income**, subject to:
– Double Tax Treaty relief;
– Specific exemptions (for example, the newer expat incentive rules, which have their own eligibility tests and time limits).
The tax landscape is under active reform. Policies for **foreign‑sourced income and “non‑dom” style regimes** evolve through Finance Ministry Regulations and DGT (tax office) circulars, not immigration law.
We do **not** provide tax advice, but as a practical next step:
– Before committing to a multi‑year Second Home strategy, get:
– A **written tax opinion** from an Indonesian tax consultant; and
– A view from your **home‑country advisor** on outbound implications.
We can connect you to vetted advisors – reach out via plan your trip and mention you want a WhatsApp introduction specifically for tax planning.
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## If Second Home Doesn’t Give ITAP, What Does?
Under PP 48/2021, the main **ITAP (Permanent Stay)** bases are:
1. **Mixed‑marriage spouse ITAP**
– Foreign spouse of an Indonesian citizen after a defined period on a family ITAS (see PP 48/2021 and the Marriage/Family articles).
2. **Ex‑Indonesian citizens (ex‑WNI)**
– Former Indonesian citizens can often move to ITAP more directly, sometimes after a short ITAS period.
3. **Certain workers and investors**
– Long‑term foreign employees with specific positions and investors meeting capital thresholds may qualify under defined conditions.
4. **Special categories**
– For example, those granted ITAP by Presidential or Ministerial policy (limited and often case‑specific).
Second Home is **not listed** as one of those ITAP bases.
What this means in practice:
– If your **real target is ITAP**, you should map your life situation against:
– Family route (marriage to WNI, ex‑citizen);
– Professional route (work or investment);
– Any special schemes that might open later.
– Second Home can still be:
– A **useful bridge**: lets you live in Indonesia while exploring marriage, investment, or work options; but
– On its own, **not a PR/ITAP guarantee**.
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## Common Second Home → ITAP Scenarios
Here is how Second Home often interacts with ITAP‑relevant life events.
### 1. You marry an Indonesian citizen while on Second Home
– Second Home remains your current **ITAS basis**.
– To pursue ITAP later, you would typically:
– Apply to **switch** to a **family ITAS (spouse‑sponsored)** when appropriate; then
– After meeting the required period, apply for **ITAP based on marriage**.
– Your time on Second Home **does not automatically count** as family‑ITAS time for ITAP; the DGI can decide how to treat the timeline, but there is no rule saying “Second Home years count as marriage years.”
### 2. You invest and become an active director / commissioner
– If you only hold passive shares and **do not work**, you might stay on Second Home.
– If you want to:
– **Actively manage** the company in Indonesia; or
– Be on the **company’s payroll**;
– You would normally require an **investment or work ITAS** sponsored by the company.
– From that work/investment ITAS you may, after a period, be eligible for ITAP **if** you meet the specific thresholds and role rules.
### 3. You are an ex‑Indonesian citizen
– Ex‑WNI often have **more direct ITAP paths**.
– Second Home might be used temporarily, but:
– It is usually more efficient to ask a specialist if you can **go straight to ITAP** or to a short ITAS → ITAP route as ex‑WNI, rather than rely on Second Home time.
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## Why Policy Makers Separated Second Home and ITAP
Reading PP 48/2021 and IMI‑0740 side‑by‑side, the design logic looks roughly like this:
– **Second Home**:
– Attracts long‑stay foreigners who bring funds, spend locally, but:
– Are **not** necessarily working or integrating permanently.
– Is reversible and easier to adjust at policy level (change funds threshold, stop new issuance, etc.).
– **ITAP**:
– Signals a deeper, often “semi‑permanent” commitment:
– Family ties,
– Work and investment integrated into Indonesia’s labor market,
– Or ex‑citizens returning.
– Carries a more “settled” migration status with stronger long‑term expectations.
By keeping Second Home formally as ITAS, the government retains:
– **Flexibility** to adjust the program quickly; and
– A clear **legal difference** between long‑term guests and permanent residents.
That is why “second home visa to PR Indonesia” is, as of June 2026, more **marketing language** than legal fact.
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## Our Independence and How We Work
Second Home Visa Indonesia tracks this space full‑time. Our workflow:
– We read primary sources: **PP 48/2021**, DGI Circulars (including **IMI‑0740.GR.01.01/2022**), and the **visa index**.
– Every figure on this page is:
– Either pinned to a regulation; or
– Clearly flagged as practice, estimate, or subject to change (**[VERIFY]** where relevant).
We do not submit applications ourselves. We work with a small network of vetted Indonesian immigration and tax professionals. Our funding model is simple:
– **No one can pay to change what we publish; if you proceed with our partner they may pay us a referral fee at no extra cost to you.**
If you’d like a structured review of your situation (Second Home vs family vs investment vs work path), plan your trip and ask for a WhatsApp call slot; we’ll connect you to the right specialist.
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## FAQs: Second Home Visa Indonesia and Permanent Residency
Does the Second Home Visa give me automatic ITAP after 5 years?
No. As of June 2026 there is no article in PP 48/2021 or IMI‑0740.GR.01.01/2022 that grants ITAP automatically after any period on a Second Home ITAS.
Can my years on a Second Home Visa be counted towards ITAP eligibility?
There is no regulation that counts Second Home years as ITAP‑qualifying years by themselves. If you later switch to a family, work, or investment ITAS, the immigration office may consider your overall history, but there is no written rule that SH years “convert” into ITAP waiting time.
Is the IDR 2 billion Second Home deposit fixed or can it change?
The IDR 2,000,000,000 threshold comes from IMI‑0740.GR.01.01/2022 as introduced in October 2022. It can be changed by the Ministry/Immigration via new circulars or regulations, without revising PP 48/2021. Always verify the current figure and accepted proof formats before applying.
Can I switch from Second Home to a work or investment ITAS later?
Yes, in principle you can apply to change your stay basis to a work or investment ITAS if you meet those category requirements. This is not an automatic right; it is a new application with its own sponsorship, capital, and role criteria, assessed by Immigration on a case‑by‑case basis.
Is the Second Home Visa a good first step toward citizenship?
Second Home has no formal link to Indonesian citizenship. Naturalization is a separate legal process based on different criteria (including language, integration, and often years of residence under qualifying permits). Time on Second Home alone does not create an entitlement to citizenship or ITAP.
If you want to sanity‑check how Second Home fits your long‑term plans, from tax residence to a potential future ITAP route via family or work, you can plan your trip and we’ll coordinate a WhatsApp‑based review with a qualified local partner.